Our Services

Three ways to
fund your vision.

Specialist commercial property finance from an ex-banking team. One broker. Three disciplines. Complete market access.

100+
Lender Panel
48hrs
Decisions
£300m
Finance Arranged
20+
Years Experience
Commercial Mortgages
5-25 years
Commercial Bridging Finance
1-18 months
Development Finance
6-24 months
01
Long-term. Structured. Competitive.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

Min Loan
£50,000
Max LTV
75%
Terms
5-25 years
Key Features
Long-term finance up to 25-30 years with fixed and variable rate options
Competitive rates for both owner-occupied and investment commercial properties
Flexible repayment structures including interest-only periods and capital repayment
Finance for all commercial property types: offices, retail, industrial, care homes, hotels, and more
Mixed-use and semi-commercial mortgage specialists with access to hybrid products
Limited company, LLP, partnership, and sole trader structures all supported
Refinancing and remortgage solutions to reduce costs or release equity
Dedicated support through the entire application, valuation, and legal process
Owner-occupiedInvestmentMixed-useRefinancePortfolio
02
Fast. Flexible. Certain.

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

Min Loan
£50,000
Max LTV
75%
Terms
1-18 months
Key Features
Decisions in principle within 48 hours from a panel of specialist commercial bridging lenders
Completion possible within 5-10 working days for urgent and time-sensitive transactions
No monthly payments required — retained or rolled-up interest options available
Flexible lending criteria for non-standard, unmortgageable, and part-refurbished properties
Finance available for auction purchases, chain breaks, and time-critical commercial acquisitions
Light and heavy refurbishment funding with staged or day-one drawdown options
First and second charge commercial bridging available across all property types
Permitted development conversion finance for office-to-residential and retail-to-residential schemes
AuctionChain BreakRefurbishmentConversion2nd Charge
03
Staged. Structured. Scalable.

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

Min Loan
£150,000
Max LTV
75%
Terms
6-24 months
Key Features
Staged funding releases aligned with construction milestones verified by monitoring surveyor
Competitive interest rates from 0.65% per month on drawn funds with interest roll-up
Flexible loan terms from 6 to 24 months with extension options for delays beyond your control
Finance available for residential, commercial, and mixed-use development projects
Day-one land funding options for time-critical site acquisitions and auction purchases
Stretched senior facilities up to 90% of costs for experienced developers with proven track records
Refurbishment and conversion finance including permitted development schemes
Dedicated development finance specialists who understand the build process from site to sale
Ground-upConversionMixed-useResidentialStretched Senior
How It Works

From enquiry to funding,
made straightforward.

No jargon. No delays. Just a clear, proven process backed by 20+ years of banking experience.

01

Consultation

Share your project details and funding requirements. We listen, ask the right questions, and identify the best route forward.

02

Lender Matching

We match your deal to the most suitable lenders from our 100+ panel, positioning your application for the strongest possible terms.

03

Decision

Receive a decision in principle within 48 hours. We negotiate terms and handle all lender communication on your behalf.

04

Completion

We manage the valuation, legal process, and drawdown — keeping everything on track through to funding.

Finance Calculators

Model your deal
before you commit.

Get instant estimates for monthly payments, total costs, and borrowing capacity across all three finance types.

Commercial Mortgage Calculator
Monthly payments and affordability
Bridging Finance Calculator
Total cost and net advance
Development Finance Calculator
GDV, costs, and profit analysis

Why work with us

Direct banking experience. Institutional relationships. Relentless attention to your deal.

Ex-Banking Team

Our founder spent years at Lloyds Bank and Bank of Scotland, underwriting the deals we now arrange. We know how lenders think because we were the lenders.

100+ Lender Panel

High street banks, challengers, building societies, and specialists. We access the full market to find the lender whose appetite matches your deal perfectly.

48-Hour Decisions

We prepare applications in the format credit committees expect. No back-and-forth, no delays. Just a clear, well-presented case that gets answered fast.

Ready to move forward?

Tell us about your project. We will tell you exactly how to fund it, who will lend, and what it will cost. No obligation.

No upfront fees. Broker fees only payable on successful completion.