Our Services

ComprehensiveProperty FinanceSolutions

From development finance to commercial bridging, we offer tailored solutions for every property investment scenario across the UK.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

Staged funding releases aligned with construction milestones

Competitive interest rates starting from 0.65% per month

Flexible loan terms from 6 to 24 months with extension options

Finance available for both residential and commercial developments

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

Decisions in principle within 48 hours

Completion possible within 5-7 days for urgent cases

No monthly payments required - interest can be rolled up

Flexible lending criteria for non-standard properties

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

Higher LTVs up to 85% for experienced HMO landlords

Underwriting based on actual HMO rental income

Products for both licensed and non-licensable HMOs

Portfolio landlord specialists available

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

Access equity without refinancing your existing mortgage

Combined LTV up to 90% (first and second charge together)

Flexible terms from 1 to 30 years available

Fast completion without disturbing existing lending

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

Competitive rates from specialist buy-to-let lenders

Personal name and limited company purchase options

Portfolio landlord specialists for multiple properties

Products for first-time landlords with no prior experience

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

Long-term finance up to 25-30 years

Competitive rates for owner-occupied and investment properties

Flexible repayment structures including interest-only options

Finance for all commercial property types and sectors

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

Decisions in as little as 24 hours

Completion within 5-7 days for urgent cases

First and second charge options available

Retained interest - no monthly payments required

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

Up to 90% loan-to-cost funding

Up to 75% of Gross Development Value

Single facility replacing senior plus mezzanine

Competitive blended rates

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

No monthly interest payments during development

Typically no personal guarantees required

Funding for up to 90% of project costs

Alignment of interests through profit share

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

Lower rates than development finance

Refinancing available at practical completion

Individual unit releases as sales complete

Terms from 6-24 months

Our Simple Process

From initial enquiry to funding, we make property finance straightforward and stress-free.

1. Application

Submit your project details and funding requirements through our secure portal.

2. Assessment

Our experts review your case and match you with suitable lenders.

3. Decision

Receive decision in principle within 48 hours of submission.

4. Funding

Complete legal requirements and funds transferred to your account.

Try Our Finance Calculators

Get instant estimates for your property finance requirements with our interactive calculators.

Ready to discuss your funding needs?

Speak with our specialist team today and get a decision in principle within 48 hours.