Specialist Finance

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

90%
Funding
No
Monthly Payments
Profit
Share Model
£1m+
Min Project
Institutional Partners
No Guarantees
Profit Share

The Complete Guide to JV Equity Finance in the UK

JV (Joint Venture) equity provides development funding through partnership structures where an equity investor contributes capital in exchange for a share of the development profits. This approach allows developers to take on larger or more projects than their own capital would permit.

Unlike debt funding, JV equity doesn't require monthly interest payments or personal guarantees in most cases. The equity partner shares in the project risk and reward, aligning interests between developer and investor. Returns are typically structured as a preferred return to the investor plus a profit split.

JV equity solutions connect developers with institutional investors, family offices, and private equity funds seeking property development exposure. Deals can be structured for single projects or programmatic partnerships across multiple schemes.

UK Market Overview (2024-2025)

Funding available:Up to 90% of costs
Preferred return:8% - 12% annually
Profit split:50/50 to 70/30
Minimum project:£1,000,000+
Typical terms:12-36 months
Personal guarantees:Usually not required

How JV Equity Works

1

Partnership Structure

Developer contributes expertise, site sourcing, and project management. Equity partner contributes capital. Profits shared according to agreed waterfall structure after preferred returns.

2

Preferred Return

Equity investors typically receive a preferred return (8-12% annually) before profit sharing begins. This ensures minimum return on capital before developer participates in upside.

3

Profit Waterfall

After preferred return, remaining profits split 50/50 to 70/30 depending on contributions. Developer often receives larger share as "sweat equity" recognition for delivering the project.

When to Use JV Equity

Understanding the right scenarios ensures you're using this finance type strategically.

Scale Beyond Capital

Developers with strong deal flow but limited equity can take on more and larger projects.

  • Increase project pipeline
  • Larger schemes possible
  • Preserve capital
  • Scale operations

Reduce Personal Risk

No personal guarantees typically required, limiting developer exposure to project performance.

  • No personal guarantees
  • Limited liability
  • Shared risk
  • Protected assets

Access Expertise

Institutional partners often bring valuable expertise, relationships, and credibility beyond just capital.

  • Institutional expertise
  • Lender relationships
  • Enhanced credibility
  • Market knowledge

Programmatic Partnerships

Multi-project relationships providing consistent capital for ongoing development pipeline.

  • Multi-project funding
  • Consistent terms
  • Relationship benefits
  • Faster execution

JV Equity Costs Explained

Cost ComponentTypical RangeNotes
Preferred Return8% - 12% annuallyTo equity partner first
Profit Share50/50 to 70/30After preferred return
Legal Fees£10,000 - £30,000+JV agreement structuring
Due Diligence£5,000 - £15,000Partner's DD costs
MonitoringIncludedPartner oversight
Exit CostsFrom profitsSales and refinance costs

Our JV Equity Process

1

Project Preparation

Prepare comprehensive investment memorandum with feasibility study, returns analysis, and track record.

2

Partner Matching

Identify suitable JV equity partners based on project size, type, and developer experience.

3

Due Diligence

Partner conducts thorough DD on developer, project, and market. Typically 4-8 weeks.

4

Agreement Negotiation

Negotiate JV agreement including governance, decision rights, and profit waterfall.

5

Capital Deployment

Funds committed according to project milestones. Partner may also arrange senior debt.

Key Features of JV Equity

No monthly interest payments during development
Typically no personal guarantees required
Funding for up to 90% of project costs
Alignment of interests through profit share
Access to institutional development expertise
Potential for programmatic multi-project partnerships

Who Is JV Equity Ideal For?

Developers seeking to scale beyond current capital
Projects requiring significant equity contribution
Developers preferring profit share to debt service
Large-scale developments needing institutional backing
Developers building long-term investor relationships

JV Equity vs Traditional Options

AspectJV EquityAlternative
Monthly PaymentsNone during projectDebt requires servicing
Personal GuaranteesUsually not requiredDebt typically requires PGs
Risk SharingPartner shares downsideDebt: developer bears risk
Upside SharingPartner shares profitsDebt: developer keeps profit

Frequently Asked Questions About JV Equity

How are JV equity returns structured?

Typical structures include a preferred return to the equity investor (often 8-12% annually) plus a profit split above this hurdle. Common splits range from 50/50 to 70/30 depending on who contributes what to the project. The developer usually contributes their expertise, site sourcing, and project management in lieu of cash equity.

Do I lose control of my project with JV equity?

JV structures vary, but developers typically retain day-to-day project control and decision-making. Equity partners usually have approval rights over major decisions like budget changes, material variations, and exit strategy. The partnership agreement clearly defines responsibilities and decision-making authority.

Can JV equity be combined with senior debt?

Yes, many JV structures use senior debt alongside equity to optimize returns. The equity partner provides the developer's equity contribution, with senior debt covering 60-70% of costs. This combination allows developers to participate in projects with minimal cash investment.

What do JV equity partners look for in projects?

Equity partners typically seek projects with minimum 20% profit on GDV, experienced developer teams, good locations, and clear planning positions. They'll conduct thorough due diligence on the developer's track record, the project feasibility study, and market conditions for the end product.

How are JV equity returns structured?

Typical structure: preferred return to investor (8-12% annually) plus profit split above this hurdle. Common splits: 50/50 to 70/30 (developer/investor). Developer contributes expertise and management; investor contributes cash equity.

Do I lose control of my project with JV equity?

Developers typically retain day-to-day project control. Equity partners have approval rights over major decisions (budget changes, material variations, exit strategy). Partnership agreement clearly defines responsibilities.

Can JV equity be combined with senior debt?

Yes, commonly structured with senior debt (60-70% of costs) plus JV equity for developer contribution. Equity partner provides capital that would otherwise come from developer. Optimises returns through leverage.

What do JV equity partners look for?

Minimum 20% profit on GDV, experienced developer team, good locations, clear planning. Thorough DD on track record, feasibility study, market conditions. Strong sites with limited planning risk preferred.

Why Choose CMB for JV Equity?

Specialist Expertise

Dedicated jv equity specialists with deep market knowledge.

100+ Lenders

Access to an extensive panel of specialist lenders.

NACFB Member

Adhering to strict professional and ethical standards.

£1BN+ Arranged

Proven track record in property finance.

Ready to discuss your jv equity needs?

Speak with our specialist team today and get a decision in principle within 48 hours.