Expert commercial mortgage brokers serving businesses and property investors across Scotland. Access competitive rates on development finance, bridging loans, and commercial mortgages in Edinburgh, Glasgow, Inverness, Aberdeen, Dundee, Stirling, Perth, Falkirk, Livingston, Kirkcaldy, Dunfermline, Paisley, East Kilbride, Hamilton, Motherwell, Cumbernauld, Airdrie, Fort William, Oban, Wick, Lerwick, Stornoway, Dumfries, Ayr, Kilmarnock, Greenock, Irvine, Galashiels, Hawick, Coatbridge, Bathgate, Bellshill, Wishaw, Rutherglen, Clydebank, Bearsden, Johnstone, Grangemouth, Alloa, Arbroath, Montrose, Brechin, Elgin, Nairn, Peterhead, Fraserburgh, Dingwall, Thurso, Kirkwall.
Edinburgh is Scotland's capital and a UNESCO World Heritage Site with a thriving financial services sector and world-renowned festival. The city offers premium property finance opportunities in one of the UK's most attractive markets.
Glasgow is Scotland's largest city with a diverse economy, major universities, and significant regeneration. The city offers excellent property finance opportunities with strong yields compared to Edinburgh.
Inverness is the capital of the Highlands, one of Europe's fastest-growing cities, and the main commercial and transport hub for northern Scotland. The city has a stunning setting on the River Ness at the head of the Caledonian Canal, and its castle, cathedral, and Victorian New Town create an attractive centre. The city's growing university sector and tourism economy drive strong property demand.
Aberdeen is Scotland's third city and the UK's energy capital. The city offers property finance opportunities with strong oil and gas sector.
Dundee is Scotland's fourth city undergoing major waterfront regeneration with strong university presence. The city offers property finance opportunities.
Stirling is one of Scotland's most historically significant cities, its castle perched on a volcanic crag commanding the main crossing of the River Forth. The Wallace Monument, Bannockburn heritage centre, and the medieval Old Town create a world-class tourism destination. Stirling University adds a strong academic dimension, and the city's central Scotland position makes it a strategic commercial hub.
Perth is Scotland's newest city (status restored in 2012), a beautiful settlement at the tidal limit of the River Tay surrounded by Perthshire's stunning landscape. Known as the 'Gateway to the Highlands', Perth has a thriving food and drink economy, the Perth Concert Hall, and the recently opened Perth Museum (home to the Stone of Destiny). The city offers a quality of life that ranks among Scotland's best.
Falkirk is a central Scotland town positioned midway between Edinburgh and Glasgow, famous for the Falkirk Wheel (the world's only rotating boat lift) and the Kelpies (the world's largest equine sculptures). The town has a rich industrial heritage as a centre for iron founding, and its position on the Edinburgh-Glasgow rail corridor and M9/M80 motorway junction gives it excellent connectivity.
Livingston is West Lothian's new town, purpose-built from the 1960s and now one of Scotland's most important commercial centres. The Livingston Designer Outlet and Almondvale Centre create a major retail destination, while technology and electronics companies cluster at the Alba Campus and various business parks. The town's position on the M8 Edinburgh-Glasgow corridor is its key strategic advantage.
Kirkcaldy is the largest town in Fife, the birthplace of Adam Smith (author of The Wealth of Nations) and the home of what was once the world's largest linoleum factory. The town's long high street, reputed to be the longest in Scotland, runs along the coast, and Ravenscraig Park and the Beveridge Park provide green space. The town serves as Fife's main commercial and retail centre.
Dunfermline is Fife's largest city and the ancient capital of Scotland, where kings were crowned and buried in its magnificent abbey (including Robert the Bruce). The city has grown rapidly with major housing development and serves as a key commercial centre for west Fife, benefiting from the Forth Road Bridge/Queensferry Crossing connectivity to Edinburgh.
Paisley is one of Scotland's largest towns, famous worldwide for the Paisley pattern and with a remarkable architectural heritage including the 12th-century Paisley Abbey. The town has been shortlisted for UK City of Culture and is undergoing significant cultural regeneration. Its position adjacent to Glasgow Airport and on the Glasgow commuter rail network creates strong commercial potential.
East Kilbride is Scotland's largest new town, built from 1947 as Glasgow's first overspill community. The town has grown into a significant commercial centre with a large town centre, the East Kilbride Shopping Centre being one of Scotland's largest, and substantial employment at the Technology Park. Rolls-Royce and other engineering firms maintain major operations.
Hamilton is the county town of Lanarkshire and one of the largest towns in the Glasgow metropolitan area, with a grand civic heritage centred on Hamilton Palace grounds (now the Strathclyde Country Park) and the Low Parks Museum. The town serves as a key commercial centre for South Lanarkshire with good motorway and rail connectivity.
Motherwell is a North Lanarkshire town that was once the centre of Scotland's steel industry, home to the Ravenscraig steelworks which was the largest hot strip mill in western Europe. Since the steelworks closed in 1992, the town has diversified and the Ravenscraig masterplan is delivering one of Scotland's largest regeneration projects with thousands of new homes and commercial space.
Cumbernauld is one of Scotland's five post-war new towns, built from the 1950s to house Glasgow overspill. The town's brutalist town centre has been widely criticised but is now being demolished and rebuilt. Cumbernauld's position on the A80/M80 corridor between Glasgow and Stirling, combined with major investment at the Cumbernauld Village area and Westway, signals a new chapter.
Airdrie is a North Lanarkshire town on the main Glasgow-Edinburgh rail corridor, historically a centre for weaving, coal mining, and ironmaking. The town has diversified into a commuter and services economy with affordable housing driving population growth. The new Airdrie-Bathgate rail link has significantly improved connectivity to both Edinburgh and Glasgow.
Fort William is the outdoor capital of the UK, set beneath Ben Nevis (Britain's highest mountain) at the head of Loch Linnhe. The town is the terminus of the West Highland Railway (voted the world's greatest train journey) and a hub for mountaineering, skiing at Nevis Range, and mountain biking at the UCI World Cup downhill course. Tourism dominates the commercial property market.
Oban is the 'Gateway to the Isles', a key ferry port on Scotland's west coast with services to Mull, Iona, Colonsay, Coll, Tiree, and other Hebridean islands. The town's horseshoe bay, McCaig's Tower (an unfinished colosseum), and seafood restaurants give it a distinctive Mediterranean feel on a Scottish coast. Tourism and ferry operations dominate the economy.
Wick is a Caithness town on Scotland's north-east coast with a remarkable herring fishing heritage celebrated at the Wick Heritage Museum, one of the UK's finest small museums. The town's harbour area and Johnston's of Wick (Caithness Glass) add character. Wick John O'Groats Airport provides vital air links, and the town is the gateway to the nearby Castle of Mey.
Lerwick is the capital of Shetland, Britain's most northerly town, with a spectacular natural harbour and a unique cultural identity blending Scottish and Norse traditions (celebrated in the famous Up Helly Aa fire festival). The town is a major oil and gas service base, and the Shetland Isles' strong fishing, aquaculture, and knitwear industries all operate from here.
Stornoway is the principal town of the Outer Hebrides on the Isle of Lewis, a remote but vibrant community with a strong Gaelic culture, a working harbour, and the famous Harris Tweed industry. The town is the gateway to the Outer Hebrides and serves as the commercial and administrative centre for the Western Isles. Lews Castle and its grounds provide a heritage backdrop.
Dumfries is the 'Queen of the South' and the principal town of Dumfries and Galloway, where Robert Burns spent his final years. The town has a grand sandstone character on the River Nith, a thriving agricultural market, and serves as the commercial capital for a vast region stretching from the Solway coast to the Galloway hills. The Burns connection draws significant cultural tourism.
Ayr is South Ayrshire's principal town and one of Scotland's main seaside resorts, with a long sandy beach, a prestigious racecourse, and deep connections to Robert Burns, who was baptised at the Auld Kirk. The town serves as the commercial capital of Ayrshire with a strong retail centre and professional services economy, and Prestwick Airport nearby adds aviation connectivity.
Kilmarnock is East Ayrshire's principal town and the birthplace of Johnnie Walker whisky, with a strong engineering heritage. The town centre has been extensively regenerated with the HALO Enterprise and Innovation Centre on the former Johnnie Walker bottling plant site, positioning Kilmarnock as an innovation hub. The Dick Institute museum and Burns monument add cultural depth.
Greenock is an Inverclyde town on the south bank of the Clyde with a proud shipbuilding and sugar refining heritage. James Watt was born here, and the town's grand Victorian buildings reflect its former wealth as one of Scotland's busiest ports. Greenock is undergoing regeneration focused on the waterfront and benefits from scenic views across the Firth of Clyde.
Irvine is a North Ayrshire new town on the Clyde coast with a heritage as one of Scotland's oldest Royal Burghs. Robert Burns worked as a flax dresser here, and the Scottish Maritime Museum preserves the town's shipbuilding legacy. Irvine's beach, harbour arts centre, and the Magnum leisure centre attract visitors, while the industrial estates provide employment.
Galashiels is the largest town in the Scottish Borders, a former textile centre on the Gala Water that has been transformed by the Borders Railway, which opened in 2015 as the longest new domestic railway built in Britain for over a century. The rail link to Edinburgh (55 mins) has boosted the local economy and property market significantly.
Hawick is a Scottish Borders town famous for its cashmere and knitwear industry, with brands like Hawick Cashmere and Lyle & Scott still manufacturing here. The town hosts the annual Common Riding, one of Scotland's most spectacular equestrian festivals. Its remote Teviotdale location creates a self-contained economy, though the proposed Borders Railway extension could transform connectivity.
Coatbridge is a North Lanarkshire town with a strong iron and steel heritage, once known as the 'Iron Burgh'. The town's Summerlee Museum of Scottish Industrial Life celebrates this legacy. Coatbridge has good rail connectivity to Glasgow and Edinburgh and offers affordable commercial property, with the Time Capsule leisure centre being a notable local landmark.
Bathgate is a West Lothian town that has been transformed by the Airdrie-Bathgate rail link providing direct services to both Edinburgh and Glasgow. The town's Victorian industrial heritage is giving way to a modern commuter economy, and its position in Scotland's central belt between the two largest cities creates strong demand for affordable residential and commercial property.
Bellshill is a North Lanarkshire town positioned at the intersection of the M8 and M74 motorways, giving it arguably the best strategic road access in the Scottish Central Belt. This has made the surrounding area one of Scotland's major logistics and distribution hubs, with Eurocentral and several major retail parks. The town centre itself is undergoing regeneration.
Wishaw is a North Lanarkshire town adjacent to Motherwell, home to University Hospital Wishaw, one of Scotland's largest district general hospitals. The town has a traditional main street and serves a residential catchment that benefits from Glasgow commuter rail services. Wishaw offers some of the most affordable commercial property in the Central Belt.
Rutherglen is one of Scotland's oldest Royal Burghs, predating Glasgow and now part of the Greater Glasgow metropolitan area in South Lanarkshire. The town retains a distinct identity with its own main street and town hall, and benefits from excellent connectivity via the Glasgow rail network and M74 motorway. The nearby Cuningar Loop woodland park adds green amenity.
Clydebank is a West Dunbartonshire town with a proud shipbuilding heritage where the Queen Mary, Queen Elizabeth, and QE2 were all built. The town was devastated by the Clydebank Blitz in 1941 but rebuilt, and today benefits from the Clyde waterfront regeneration and Queens Quay mixed-use development on the former John Brown shipyard site.
Bearsden is one of Scotland's most affluent suburbs, a leafy residential town north-west of Glasgow with a Roman bathhouse heritage (Antonine Wall World Heritage Site). The town has an upmarket village centre with boutique shops and restaurants, and its proximity to Glasgow via the Milngavie rail line and the start of the West Highland Way makes it a premium residential location.
Johnstone is a Renfrewshire town west of Paisley with a thread-making and engineering heritage. The town has good rail connectivity to Glasgow and benefits from proximity to Glasgow Airport. Johnstone Castle is one of Scotland's most significant housing regeneration projects, transforming the town's largest estate into a new neighbourhood.
Grangemouth is Scotland's principal petrochemical and energy hub, home to the Grangemouth refinery (Scotland's only crude oil refinery) and the UK's largest industrial port by tonnage. The town's economy is dominated by the chemical industry, and the port handles significant container traffic. The energy transition presents both challenges and opportunities for this critical industrial town.
Alloa is the county town of Clackmannanshire, Scotland's smallest county, situated at the head of the Forth estuary. The town has a brewing heritage (once home to multiple breweries) and is now benefiting from its position on the Stirling-Alloa-Kincardine rail line, which was reopened in 2008. Alloa Tower is one of the largest and best-preserved medieval tower houses in Scotland.
Arbroath is an Angus coastal town famous for the Declaration of Arbroath (1320), Scotland's founding constitutional document, and the Arbroath Smokie (PGI-protected smoked haddock). The red sandstone abbey ruins are among Scotland's finest, and the working harbour with its fishing fleet and signal tower museum give the town a distinctive maritime character.
Montrose is an Angus coastal town with one of the largest tidal basins in the UK (Montrose Basin, an important nature reserve). The town has a spacious planned Georgian centre, a links golf course, and serves as a base for North Sea oil and gas operations. The decommissioning of offshore installations presents both challenges and economic opportunities.
Brechin is a small Angus city (one of Scotland's smallest, with city status from its medieval cathedral) with a remarkable 11th-century round tower, one of only two surviving Irish-style round towers in Scotland. The town serves a rural Angus catchment with a traditional high street and is positioned on the A90 between Dundee and Aberdeen.
Elgin is the principal town of Moray, home to the stunning ruins of Elgin Cathedral (the 'Lantern of the North') and gateway to the Speyside whisky trail, the greatest concentration of malt whisky distilleries in the world. The town has a prosperous character with a strong retail high street, RAF Lossiemouth nearby, and Johnstons of Elgin cashmere mill.
Nairn is a Highland town on the Moray Firth coast, historically a popular Victorian holiday resort and still known for its long sandy beaches and golf courses. The town has a dual character, with the old fishing quarter at Fishertown contrasting with the elegant Victorian town. Nairn's microclimate is notably dry and sunny for Scotland.
Peterhead is one of Europe's largest white fish ports and a key North Sea oil and gas service base. The town's pink granite buildings give it a distinctive character, and the Peterhead Prison Museum adds an unusual heritage attraction. The port handles significant volumes of fish landings, offshore supply vessels, and is home to one of the UK's carbon capture and storage projects.
Fraserburgh is a major fishing port in Aberdeenshire, historically one of Europe's busiest herring ports and now focused on white fish and shellfish. The town sits on Scotland's north-east tip with a working lighthouse museum designed by the grandfather of Robert Louis Stevenson. The fishing industry remains the economic backbone, supplemented by offshore energy servicing.
Dingwall is the county town of Ross and Cromarty in the Scottish Highlands, a small market town at the head of the Cromarty Firth. The town serves as a gateway to the North-west Highlands and has a Viking heritage (the name derives from Old Norse 'thingvollr', meaning assembly field). Dingwall is an important rail junction where the Far North and Kyle lines diverge.
Thurso is the northernmost town on mainland Britain, a former nuclear town that grew with the Dounreay experimental reactor complex. With Dounreay now being decommissioned, Thurso is transitioning towards renewable energy, marine industries, and space launch (the nearby Sutherland spaceport). The town's North Atlantic coast offers world-class surfing at Thurso East.
Kirkwall is the capital of Orkney, a town of outstanding Norse heritage centred on the magnificent 12th-century St Magnus Cathedral, the most northerly cathedral in Britain. The town's Broad Street, Earl's Palace, and Bishop's Palace create one of Scotland's most characterful streetscapes. Orkney's booming renewable energy sector (wave and tidal) is adding a modern economic dimension.
We offer a complete range of property finance solutions across all locations in Scotland.