Falkirk, Scotland

Commercial Mortgages & Property Finance in Falkirk

Falkirk is a central Scotland town positioned midway between Edinburgh and Glasgow, famous for the Falkirk Wheel (the world's only rotating boat lift) and the Kelpies (the world's largest equine sculptures). The town has a rich industrial heritage as a centre for iron founding, and its position on the Edinburgh-Glasgow rail corridor and M9/M80 motorway junction gives it excellent connectivity.

Falkirk Town CentreFalkirk WheelGrangemouthCamelonLarbert
£80
Avg Price/sq ft
6.8%
Average Yield
+11.5%
5yr Price Growth
+9%
5yr Rental Growth

Falkirk Local Market Intelligence

Petrochemical hub at Grangemouth. Falkirk Wheel tourism draw. Strategic central Scotland location.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Technology
  • Retail
  • Chemical Processing (Grangemouth nearby)
  • Tourism (Falkirk Wheel/Kelpies)

Transport Links

  • ScotRail to Edinburgh (30 mins)/Glasgow (30 mins)
  • M9/M80 junction (2 miles)
  • Forth and Clyde Canal
  • A9 to Stirling

Regeneration

Falkirk town centre regeneration; The Helix parkland (Kelpies); Falkirk Gateway; Callendar Square; tax increment financing district; Grangemouth investment zone; canal corridor

Commercial Mortgages in Falkirk

Whether you're acquiring office space, retail units, or industrial property in Falkirk, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Falkirk commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Falkirk

When speed matters for your Falkirk property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Falkirk

For developers building in Falkirk, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Scotland

Why Falkirk for Commercial Property Investment

Lender Appetite

Good appetite. Industrial sector valued.

Latest Commercial Property News in Falkirk

Commercial property news for Falkirk will appear here once available. Check back soon for the latest market updates.

Calculate Your Falkirk Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.