Elgin is the principal town of Moray, home to the stunning ruins of Elgin Cathedral (the 'Lantern of the North') and gateway to the Speyside whisky trail, the greatest concentration of malt whisky distilleries in the world. The town has a prosperous character with a strong retail high street, RAF Lossiemouth nearby, and Johnstons of Elgin cashmere mill.
“Moray capital. Famous whisky distilleries. Historic cathedral ruins.”
— CMB Market Analysis
Elgin town centre improvement; BID scheme investment; Elgin Cathedral heritage; former barrack site; Moray Sports Centre; housing growth at Findrassie; Bilbohall development
Whether you're acquiring office space, retail units, or industrial property in Elgin, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.
Our ex-banker team understands the Elgin commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.
When speed matters for your Elgin property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.
With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.
For developers building in Elgin, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.
From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.
Good appetite for whisky and tourism.
Commercial property news for Elgin will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.