Manchester, Greater Manchester

Commercial Mortgages in Manchester

The Northern Powerhouse's commercial heart features rapid growth in tech, media, and financial services sectors. Strong regeneration projects and transport links make it a prime location for commercial property investment.

SpinningfieldsNorthern QuarterMediaCityUKAncoatsDeansgate
£285
Avg Price/sq ft
5.8%
Average Yield
+28.5%
5yr Price Growth
+19.2%
5yr Rental Growth

Manchester Commercial Property Market

UK's strongest regional office market with prime rents exceeding £40/sq ft. Tech sector driving Grade A demand. Industrial land critically short.

— CMB Market Analysis

Key Industries

  • Technology
  • Media
  • Financial Services
  • Creative Industries
  • Life Sciences

Transport Links

  • Manchester Airport
  • HS2 (planned)
  • Metrolink
  • M60 motorway

Lender Outlook

Excellent appetite from all lender types. Comparable to London for many institutions.

Regeneration

St John's Quarter, NOMA, Mayfield, Circle Square, Victoria North - major city-wide transformation

Property Finance Services in Manchester

We offer a complete range of property finance solutions for investors and developers in Manchester and across Greater Manchester.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Manchester

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Manchester

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Manchester

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Manchester

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Manchester

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Manchester

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Manchester

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Manchester

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Manchester

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Manchester

Why Choose CMB for Property Finance in Manchester?

Local Market Knowledge

We understand the Manchester property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Greater Manchester

We provide property finance solutions throughout Greater Manchester.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Manchester Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.