Swinton, Greater Manchester

Commercial Mortgages & Property Finance in Swinton

Swinton is a Salford town on the A580 East Lancashire Road with good access to both Manchester city centre and the M60/M61 motorway network. The town centre has been enhanced with new public realm and retail investment, and its position in the Salford growth corridor benefits from the wider regeneration momentum spreading from MediaCityUK and Salford Quays.

Swinton Town CentrePendleburyCliftonMoorsideWardley
£110
Avg Price/sq ft
6.8%
Average Yield
+20.5%
5yr Price Growth
+14.8%
5yr Rental Growth

Swinton Local Market Intelligence

Traditional working class town with strong community. Growing residential development.

— CMB Market Analysis

Key Industries

  • Retail & Services
  • Healthcare
  • Manufacturing
  • Professional Services
  • Construction

Transport Links

  • A580 East Lancashire Road to Liverpool/M6
  • A6 to Manchester/Bolton
  • M60 Junction 15/16 (3 miles)
  • Bus links to Manchester/Bolton

Regeneration

Swinton town centre improvement programme; Wardley Industrial Estate modernisation; Salford growth corridor investment; housing renewal programme; community hub investment

Commercial Mortgages in Swinton

Whether you're acquiring office space, retail units, or industrial property in Swinton, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Greater Manchester, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Swinton commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Swinton

When speed matters for your Swinton property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Greater Manchester, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Swinton

For developers building in Swinton, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Greater Manchester. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Greater Manchester

Why Swinton for Commercial Property Investment

Lender Appetite

Good appetite for residential.

Latest Commercial Property News in Swinton

Commercial property news for Swinton will appear here once available. Check back soon for the latest market updates.

Calculate Your Swinton Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.