Ashton-under-Lyne, Greater Manchester

Commercial Mortgages & Property Finance in Ashton-under-Lyne

Ashton-under-Lyne is Tameside's principal town and a Metrolink terminus with direct tram services to Manchester city centre. The town's Victorian market hall is one of the finest in Greater Manchester, and the St Petersfield regeneration area is transforming the eastern approach. Competitive property values and improving connectivity make it an emerging investment location.

Ashton Town CentreAshton MossWaterlooHurstSmallshaw
£125
Avg Price/sq ft
6.8%
Average Yield
+22.8%
5yr Price Growth
+15.5%
5yr Rental Growth

Ashton-under-Lyne Local Market Intelligence

Metrolink has significantly improved connectivity. Regeneration gaining momentum. Values offer yield premium with growth potential.

— CMB Market Analysis

Key Industries

  • Retail & Markets
  • Manufacturing
  • Healthcare (Tameside Hospital)
  • Logistics
  • Professional Services

Transport Links

  • Metrolink terminus to Manchester (25 mins)
  • Ashton rail to Manchester/Huddersfield
  • M60 Junction 23 (3 miles)
  • A635 to Saddleworth/Holmfirth

Regeneration

St Petersfield mixed-use regeneration; Ashton town centre masterplan; market hall restoration; Ashton Moss retail and leisure expansion; Godley Green Garden Village (2,350 homes)

Commercial Mortgages in Ashton-under-Lyne

Whether you're acquiring office space, retail units, or industrial property in Ashton-under-Lyne, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Greater Manchester, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Ashton-under-Lyne commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Ashton-under-Lyne

When speed matters for your Ashton-under-Lyne property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Greater Manchester, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Ashton-under-Lyne

For developers building in Ashton-under-Lyne, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Greater Manchester. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Greater Manchester

Why Ashton-under-Lyne for Commercial Property Investment

Lender Appetite

Good appetite for quality schemes. Industrial and residential development supported.

Latest Commercial Property News in Ashton-under-Lyne

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Calculate Your Ashton-under-Lyne Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.