Sheffield, South Yorkshire

Commercial Mortgages in Sheffield

Once Britain's steel city, Sheffield now offers diverse commercial opportunities with competitive property values. The city's regeneration and university presence drive demand for commercial mortgages across sectors.

Sheffield City CentreKelham IslandEcclesall RoadMeadowhallSheffield Digital Campus
£165
Avg Price/sq ft
6.8%
Average Yield
+18.5%
5yr Price Growth
+12.8%
5yr Rental Growth

Sheffield Commercial Property Market

Advanced Manufacturing Research Centre attracting global investment. Kelham Island creative hub thriving. Office market growing. Industrial strong.

— CMB Market Analysis

Key Industries

  • Advanced Manufacturing
  • Technology
  • Healthcare
  • Education
  • Creative Industries

Transport Links

  • Sheffield station
  • M1 motorway
  • Tram network
  • Doncaster Sheffield Airport

Lender Outlook

Good appetite with city's diversification recognised. Tech and advanced manufacturing uses favoured.

Regeneration

Heart of the City II, West Bar, Kelham Island, Sheffield Digital Campus

Property Finance Services in Sheffield

We offer a complete range of property finance solutions for investors and developers in Sheffield and across South Yorkshire.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Sheffield

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Sheffield

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Sheffield

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Sheffield

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Sheffield

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Sheffield

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Sheffield

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Sheffield

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Sheffield

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Sheffield

Why Choose CMB for Property Finance in Sheffield?

Local Market Knowledge

We understand the Sheffield property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across South Yorkshire

We provide property finance solutions throughout South Yorkshire.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Sheffield Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.