London, Greater London

Commercial Mortgages & Property Finance in London

London is the UK's capital and financial centre, offering unparalleled commercial property opportunities across 32 boroughs. From prime City of London offices to emerging tech hubs in Shoreditch and major regeneration zones in East London, the capital presents diverse investment prospects for property finance clients seeking development finance, bridging loans, and commercial mortgages.

City of LondonCanary WharfShoreditchWestminsterKing's CrossStratford
£850
Avg Price/sq ft
4.2%
Average Yield
+18.5%
5yr Price Growth
+12.3%
5yr Rental Growth

London Local Market Intelligence

Prime City yields have compressed to sub-4% but secondary locations offer 5-6% with strong tenant demand. Tech corridors in East London commanding premium rents with institutional investor interest.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Technology
  • Media & Entertainment
  • Professional Services
  • Tourism

Transport Links

  • 11 Underground lines
  • 5 major rail terminals
  • 6 airports including Heathrow
  • Eurostar to Europe

Regeneration

King's Cross, Nine Elms, Stratford Olympic Park, Old Oak Common, and Meridian Water major regeneration zones transforming the capital

Commercial Mortgages in London

Whether you're acquiring office space, retail units, or industrial property in London, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Greater London, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the London commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in London

When speed matters for your London property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Greater London, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in London

For developers building in London, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Greater London. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Greater London

Why London for Commercial Property Investment

Investment Highlights

  • Global financial centre
  • Strong tenant demand
  • World-class transport
  • Diverse property sectors

Development Opportunities

Significant opportunities in permitted development conversions, Build-to-Rent schemes, and regeneration area developments.

Lender Appetite

Very strong appetite from all lender types. Prime assets attract competitive terms from high street banks; secondary requires specialist lenders but appetite remains robust.

Property Types We Finance

OfficeRetailIndustrialMixed-UseResidential DevelopmentHMO

Our team has extensive experience arranging property finance across all London boroughs, from central London commercial mortgages to outer London development finance.

Latest Commercial Property News in London

Commercial property news for London will appear here once available. Check back soon for the latest market updates.

Calculate Your London Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.