Westminster, Greater London

Commercial Mortgages & Property Finance in Westminster

Westminster is home to Parliament, the West End, and some of the world's most valuable commercial property. The borough offers premium property finance opportunities from trophy assets to development projects in London's political and entertainment heart.

West EndVictoriaPaddingtonMaryleboneMayfairSoho
£1150
Avg Price/sq ft
3.5%
Average Yield
+12.5%
5yr Price Growth
+8.8%
5yr Rental Growth

Westminster Local Market Intelligence

Prime West End yields ultra-compressed but institutional demand remains. Victoria emerging as major commercial destination.

— CMB Market Analysis

Key Industries

  • Government
  • Media & Entertainment
  • Professional Services
  • Hospitality
  • Luxury Retail

Transport Links

  • Multiple Underground lines
  • Paddington mainline/Elizabeth Line
  • Victoria coach station

Regeneration

Victoria transformation; Paddington Square; ongoing West End enhancement

Commercial Mortgages in Westminster

Whether you're acquiring office space, retail units, or industrial property in Westminster, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Greater London, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Westminster commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Westminster

When speed matters for your Westminster property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Greater London, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Westminster

For developers building in Westminster, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Greater London. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Greater London

Why Westminster for Commercial Property Investment

Lender Appetite

Very strong appetite for all quality assets. Prime locations attract most competitive terms in London.

Latest Commercial Property News in Westminster

Commercial property news for Westminster will appear here once available. Check back soon for the latest market updates.

Calculate Your Westminster Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.