Croydon, Greater London

Commercial Mortgages in Croydon

Croydon is South London's major commercial hub undergoing significant regeneration. The area offers substantial office space, retail opportunities, and growing demand for commercial property finance.

Croydon Town CentreEast CroydonPurleyThornton HeathSouth Croydon
£320
Avg Price/sq ft
6.5%
Average Yield
+8.4%
5yr Price Growth
+5.8%
5yr Rental Growth

Croydon Commercial Property Market

Significant office stock with competitive rents versus central London. Some retail challenges but strong fundamentals for long-term growth.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Technology
  • Retail
  • Professional Services
  • Creative Industries

Transport Links

  • Fast trains to London Bridge/Victoria (15 mins)
  • Tram network
  • A23 corridor

Lender Outlook

Selective appetite - modern offices and Build-to-Rent favoured. Caution on older office stock and secondary retail.

Regeneration

£5.25bn regeneration programme including Westfield development; Fairfield Halls restored

Property Finance Services in Croydon

We offer a complete range of property finance solutions for investors and developers in Croydon and across Greater London.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Croydon

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Croydon

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Croydon

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Croydon

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Croydon

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Croydon

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Croydon

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Croydon

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Croydon

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Croydon

Why Choose CMB for Property Finance in Croydon?

Local Market Knowledge

We understand the Croydon property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Greater London

We provide property finance solutions throughout Greater London.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Croydon Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.