Kensington, Greater London

Commercial Mortgages & Property Finance in Kensington

Kensington & Chelsea offers London's most prestigious commercial property, from world-famous retail on King's Road to prime office space. The borough presents opportunities for high-value commercial mortgages and luxury residential development finance.

Kensington High StreetChelseaKing's RoadKnightsbridgeEarl's CourtNotting Hill
£1250
Avg Price/sq ft
3.2%
Average Yield
+8.5%
5yr Price Growth
+5.2%
5yr Rental Growth

Kensington Local Market Intelligence

Ultra-prime location with constrained supply. International buyer activity remains significant. Retail challenging but luxury resilient.

— CMB Market Analysis

Key Industries

  • Luxury Retail
  • Art & Antiques
  • Professional Services
  • Hospitality
  • Private Healthcare

Transport Links

  • District, Circle, Central lines
  • Multiple Underground stations
  • A4 corridor

Regeneration

Earl's Court massive regeneration scheme; selective infill development in conservation areas

Commercial Mortgages in Kensington

Whether you're acquiring office space, retail units, or industrial property in Kensington, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Greater London, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Kensington commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Kensington

When speed matters for your Kensington property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Greater London, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Kensington

For developers building in Kensington, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Greater London. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Greater London

Why Kensington for Commercial Property Investment

Lender Appetite

Strong appetite for quality assets despite prime pricing. Private banks active alongside specialist lenders.

Latest Commercial Property News in Kensington

Commercial property news for Kensington will appear here once available. Check back soon for the latest market updates.

Calculate Your Kensington Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.