Kensington, Greater London

Property Finance in Kensington

Kensington & Chelsea offers London's most prestigious commercial property, from world-famous retail on King's Road to prime office space. The borough presents opportunities for high-value commercial mortgages and luxury residential development finance.

Kensington High StreetChelseaKing's RoadKnightsbridgeEarl's CourtNotting Hill
£1250
Avg Price/sq ft
3.2%
Average Yield
+8.5%
5yr Price Growth
+5.2%
5yr Rental Growth

Why Choose CMB for Property Finance in Kensington?

Led by ex-bankers and corporate financiers with direct relationships across the UK's leading lenders

Ex-Bankers & Financiers

Deep expertise from top-tier financial institutions with Greater London market knowledge

Board-Level Access

Direct relationships with lender decision-makers for faster approvals

£1BN+ Track Record

Proven success in complex property finance across Greater London

£1BN+
Funding Raised
250+
Successful Deals
48hrs
Decision Time
7 Days
Avg Turnaround

Kensington Commercial Property Market

Ultra-prime location with constrained supply. International buyer activity remains significant. Retail challenging but luxury resilient.

— CMB Market Analysis

Key Industries

  • Luxury Retail
  • Art & Antiques
  • Professional Services
  • Hospitality
  • Private Healthcare

Transport Links

  • District, Circle, Central lines
  • Multiple Underground stations
  • A4 corridor

Lender Outlook

Strong appetite for quality assets despite prime pricing. Private banks active alongside specialist lenders.

Regeneration

Earl's Court massive regeneration scheme; selective infill development in conservation areas

Property Finance Services in Kensington

We offer a complete range of property finance solutions for investors and developers in Kensington and across Greater London.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Kensington

Commercial Bridging Loan

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging Loan in Kensington

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Kensington

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Kensington

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Kensington

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Kensington

Bridging Loan

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Loan in Kensington

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Kensington

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Kensington

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Kensington

How to Get Property Finance in Kensington

Our streamlined process gets you from initial enquiry to funds in your account as quickly as possible

1

Initial Consultation

Speak with our team to discuss your project and finance requirements

2

Application & Documents

We handle the paperwork and submit to our panel of lenders

3

Decision in 48hrs

Receive terms from multiple lenders, typically within 48 hours

4

Funds Released

Complete legal process and receive funds, often within 7-14 days

Calculate Your Kensington Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.