Barnet, Greater London

Commercial Mortgages & Property Finance in Barnet

Barnet is one of London's largest boroughs with a thriving commercial property market across multiple town centres. The area offers diverse opportunities from high street retail to office space, with strong demand from local businesses and excellent commuter links to central London.

High BarnetFinchleyEdgwareHendonMill HillGolders Green
£425
Avg Price/sq ft
5.4%
Average Yield
+14.8%
5yr Price Growth
+9.2%
5yr Rental Growth

Barnet Local Market Intelligence

Affluent catchment supports strong retail performance. Medical and dental practices in high demand near hospitals. Office conversions popular in suburban centres.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Retail
  • Healthcare
  • Education
  • Technology

Transport Links

  • Northern line
  • Thameslink rail
  • M1 & A1 motorway access

Regeneration

Brent Cross South major mixed-use regeneration; Colindale transformation with 12,500 new homes and commercial space

Commercial Mortgages in Barnet

Whether you're acquiring office space, retail units, or industrial property in Barnet, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Greater London, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Barnet commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Barnet

When speed matters for your Barnet property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Greater London, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Barnet

For developers building in Barnet, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Greater London. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Greater London

Why Barnet for Commercial Property Investment

Lender Appetite

Strong appetite across property types. Healthcare and education uses particularly favoured by specialist lenders.

Latest Commercial Property News in Barnet

Commercial property news for Barnet will appear here once available. Check back soon for the latest market updates.

Calculate Your Barnet Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.