Liverpool, Merseyside

Commercial Mortgages & Property Finance in Liverpool

Liverpool is a major UK city with world-class cultural heritage and significant regeneration. The city offers exceptional property finance opportunities across all sectors from city centre commercial to extensive waterfront development.

City CentreLiverpool WatersBaltic TriangleKnowledge QuarterRopewalksAlbert Dock
£195
Avg Price/sq ft
7.2%
Average Yield
+26.8%
5yr Price Growth
+18.5%
5yr Rental Growth

Liverpool Local Market Intelligence

Liverpool Waters is one of UK's largest regeneration schemes. Baltic Triangle established as creative and digital hub. Strong student market with three universities.

— CMB Market Analysis

Key Industries

  • Maritime
  • Tourism
  • Technology
  • Healthcare
  • Higher Education
  • Creative Industries

Transport Links

  • Liverpool Lime Street mainline
  • Liverpool John Lennon Airport
  • M62 motorway
  • Merseyrail

Regeneration

Liverpool Waters (30-year programme); Paddington Village; Baltic Triangle creative quarter

Commercial Mortgages in Liverpool

Whether you're acquiring office space, retail units, or industrial property in Liverpool, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Merseyside, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Liverpool commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Liverpool

When speed matters for your Liverpool property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Merseyside, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Liverpool

For developers building in Liverpool, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Merseyside. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Merseyside

Why Liverpool for Commercial Property Investment

Investment Highlights

  • UNESCO World Heritage waterfront
  • Major regeneration pipeline
  • Strong creative sector
  • Three universities

Development Opportunities

Liverpool Waters, Paddington Village, and Knowledge Quarter offer transformational opportunities.

Lender Appetite

Strong appetite across sectors. Development finance readily available for quality schemes.

Property Types We Finance

OfficeBuild-to-RentIndustrialRetailStudent AccommodationMixed-Use

Our team has extensive experience in Merseyside property finance markets.

Latest Commercial Property News in Liverpool

Commercial property news for Liverpool will appear here once available. Check back soon for the latest market updates.

Calculate Your Liverpool Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.