Prescot, Merseyside

Commercial Mortgages & Property Finance in Prescot

Prescot is a historic Knowsley town that was once the centre of England's watch and clock making industry, and is now home to the Shakespeare North Playhouse, a £30m theatre inspired by the town's Shakespearean connections. This major cultural investment is transforming Prescot's identity and driving visitor economy growth in one of Merseyside's most characterful small towns.

Prescot Town CentreShakespeare NorthWhistonHuytonRainhill
£95
Avg Price/sq ft
6.8%
Average Yield
+16.5%
5yr Price Growth
+12.8%
5yr Rental Growth

Prescot Local Market Intelligence

Shakespeare North Playhouse transforming town. Historic watchmaking heritage. Major regeneration.

— CMB Market Analysis

Key Industries

  • Culture & Arts (Shakespeare North Playhouse)
  • Manufacturing
  • Retail
  • Healthcare
  • Creative Industries

Transport Links

  • Merseyrail to Liverpool Central (20 mins)
  • M57 Junction 2 (2 miles)
  • A57 to Liverpool/Warrington
  • A58 to St Helens

Regeneration

Shakespeare North Playhouse (£30m cultural venue); Prescot town centre heritage regeneration; Cables Retail Park; former BICC site development; Prescot Museum investment; Kemble Street housing

Commercial Mortgages in Prescot

Whether you're acquiring office space, retail units, or industrial property in Prescot, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Merseyside, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Prescot commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Prescot

When speed matters for your Prescot property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Merseyside, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Prescot

For developers building in Prescot, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Merseyside. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Merseyside

Why Prescot for Commercial Property Investment

Lender Appetite

Strong appetite with cultural regeneration.

Latest Commercial Property News in Prescot

Commercial property news for Prescot will appear here once available. Check back soon for the latest market updates.

Calculate Your Prescot Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.