Crosby, Merseyside

Commercial Mortgages & Property Finance in Crosby

Crosby is a prosperous Sefton coastal suburb home to Antony Gormley's 'Another Place' installation of 100 iron figures on Crosby Beach, one of the UK's most visited public artworks. The town has an affluent character with a strong independent retail scene on Moor Lane and College Road, and property values reflect its desirable coastal and cultural setting.

Crosby VillageWaterlooBlundellsandsThorntonHightown
£175
Avg Price/sq ft
5.3%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Crosby Local Market Intelligence

Antony Gormley Another Place beach attraction. Premium Liverpool suburb. Strong community.

— CMB Market Analysis

Key Industries

  • Retail & Hospitality
  • Professional Services
  • Education (Merchant Taylors')
  • Healthcare
  • Creative Industries

Transport Links

  • Merseyrail Northern Line to Liverpool Central (20 mins)
  • A565 to Liverpool/Southport
  • Crosby coastal road and beach
  • National Cycle Network coast route

Regeneration

Crosby Lakeside regeneration; village centre public realm improvements; Crosby Beach visitor management and enhancement; former cinema site development; Marina development area

Commercial Mortgages in Crosby

Whether you're acquiring office space, retail units, or industrial property in Crosby, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Merseyside, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Crosby commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Crosby

When speed matters for your Crosby property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Merseyside, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Crosby

For developers building in Crosby, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Merseyside. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Merseyside

Why Crosby for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Crosby

Commercial property news for Crosby will appear here once available. Check back soon for the latest market updates.

Calculate Your Crosby Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.