Leeds, West Yorkshire

Commercial Mortgages & Property Finance in Leeds

Leeds is one of the UK's most dynamic regional cities with a thriving financial and legal services sector. The city offers exceptional property finance opportunities across office, retail, industrial, and residential development.

City CentreSouth BankHolbeckHeadingleyChapel AllertonRoundhay
£245
Avg Price/sq ft
6.5%
Average Yield
+24.8%
5yr Price Growth
+17.5%
5yr Rental Growth

Leeds Local Market Intelligence

UK's second financial centre with strong professional services demand. South Bank creating massive development opportunity. Build-to-Rent market established.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Legal Services
  • Technology
  • Healthcare
  • Higher Education
  • Digital

Transport Links

  • Leeds rail station (mainline)
  • Leeds Bradford Airport
  • M1 and M62 motorways

Regeneration

South Bank regeneration (Europe's largest city centre project); Temple development; West End

Commercial Mortgages in Leeds

Whether you're acquiring office space, retail units, or industrial property in Leeds, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Yorkshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Leeds commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Leeds

When speed matters for your Leeds property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Yorkshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Leeds

For developers building in Leeds, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Yorkshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Yorkshire

Why Leeds for Commercial Property Investment

Investment Highlights

  • UK's second financial centre
  • Massive regeneration pipeline
  • Strong rental growth
  • Major university city

Development Opportunities

South Bank offers transformational opportunities; Temple, West End, and fringe areas all active.

Lender Appetite

Very strong appetite from all lender types. Quality schemes attract competitive terms.

Property Types We Finance

Grade A OfficeBuild-to-RentIndustrialRetailStudent AccommodationMixed-Use

Our team has extensive experience across West Yorkshire property finance markets.

Latest Commercial Property News in Leeds

Commercial property news for Leeds will appear here once available. Check back soon for the latest market updates.

Calculate Your Leeds Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.