Keighley, West Yorkshire

Commercial Mortgages & Property Finance in Keighley

Keighley is a Bronte Country market town at the confluence of the River Aire and River Worth, the terminus of the Keighley and Worth Valley Railway (famous from The Railway Children). The town has a strong manufacturing heritage that continues today, with engineering firms serving the aerospace and automotive sectors. East Riddlesden Hall (National Trust) adds heritage appeal.

Keighley Town CentreAiredale CentreUtleyIngrowRiddlesden
£85
Avg Price/sq ft
7.5%
Average Yield
+16%
5yr Price Growth
+12%
5yr Rental Growth

Keighley Local Market Intelligence

Gateway to Worth Valley and Bronte Country. Strong heritage railway tourism.

— CMB Market Analysis

Key Industries

  • Manufacturing & Engineering
  • Retail
  • Textiles Heritage
  • Tourism (KWVR)
  • Healthcare

Transport Links

  • Northern/Airedale line to Leeds (35 mins)/Bradford
  • A629 to Halifax/Skipton
  • A650 to Bradford/Bingley
  • Keighley and Worth Valley Railway heritage line

Regeneration

Keighley town centre regeneration; Worth Village housing; East Riddlesden Hall investment; Hard Ings Road improvement; former mill conversions; Keighley Creative arts hub

Commercial Mortgages in Keighley

Whether you're acquiring office space, retail units, or industrial property in Keighley, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Yorkshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Keighley commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Keighley

When speed matters for your Keighley property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Yorkshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Keighley

For developers building in Keighley, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Yorkshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Yorkshire

Why Keighley for Commercial Property Investment

Lender Appetite

Good appetite for commercial.

Latest Commercial Property News in Keighley

Commercial property news for Keighley will appear here once available. Check back soon for the latest market updates.

Calculate Your Keighley Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.