Shipley, West Yorkshire

Commercial Mortgages & Property Finance in Shipley

Shipley is a Bradford district town on the River Aire and Leeds-Liverpool Canal, best known as the location of Saltaire, the UNESCO World Heritage Site model village built by Sir Titus Salt. The Salts Mill complex houses a David Hockney gallery and creative businesses, making Saltaire a cultural destination. Shipley Glen and the wider Airedale valley add natural amenity.

Shipley Town CentreSaltaireWindhillBaildonNab Wood
£130
Avg Price/sq ft
6%
Average Yield
+18.5%
5yr Price Growth
+14%
5yr Rental Growth

Shipley Local Market Intelligence

Adjacent to Saltaire World Heritage Site. Strong residential demand. Quality housing.

— CMB Market Analysis

Key Industries

  • Creative Industries (Salts Mill)
  • Manufacturing
  • Retail
  • Tourism & Heritage
  • Professional Services

Transport Links

  • Northern/Airedale line to Leeds (15 mins)/Bradford (5 mins)
  • A650 to Keighley/Bradford
  • A6038 to Otley
  • Leeds-Liverpool Canal towpath

Regeneration

Saltaire World Heritage Site conservation; Salts Mill creative workspace; Shipley town centre improvements; Victoria Shopping Centre; Dockfield Road area; Shipley Glen heritage; canal towpath restoration

Commercial Mortgages in Shipley

Whether you're acquiring office space, retail units, or industrial property in Shipley, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Yorkshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Shipley commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Shipley

When speed matters for your Shipley property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Yorkshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Shipley

For developers building in Shipley, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Yorkshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Yorkshire

Why Shipley for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Shipley

Commercial property news for Shipley will appear here once available. Check back soon for the latest market updates.

Calculate Your Shipley Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.