Newcastle upon Tyne, Tyne and Wear

Commercial Mortgages & Property Finance in Newcastle upon Tyne

Newcastle is the principal city of North East England with a vibrant economy, major universities, and significant regeneration. The city offers exceptional property finance opportunities from city centre commercial to Quayside development.

City CentreQuaysideOuseburnJesmondHeatonGosforth
£195
Avg Price/sq ft
7.2%
Average Yield
+22.5%
5yr Price Growth
+15.8%
5yr Rental Growth

Newcastle upon Tyne Local Market Intelligence

Regional capital with strong professional services sector. Two major universities drive student market. Newcastle Helix creating science and tech cluster.

— CMB Market Analysis

Key Industries

  • Technology
  • Professional Services
  • Higher Education
  • Healthcare
  • Culture
  • Digital

Transport Links

  • Newcastle Central mainline
  • Newcastle Airport
  • Metro system
  • A1(M) motorway

Regeneration

Newcastle Helix science and business district; Stephenson Quarter; East Pilgrim Street

Commercial Mortgages in Newcastle upon Tyne

Whether you're acquiring office space, retail units, or industrial property in Newcastle upon Tyne, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Tyne and Wear, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Newcastle upon Tyne commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Newcastle upon Tyne

When speed matters for your Newcastle upon Tyne property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Tyne and Wear, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Newcastle upon Tyne

For developers building in Newcastle upon Tyne, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Tyne and Wear. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Tyne and Wear

Why Newcastle upon Tyne for Commercial Property Investment

Investment Highlights

  • Regional capital
  • Major university city
  • Strong cultural scene
  • Growing tech sector

Development Opportunities

Newcastle Helix, Quayside, and Ouseburn offer significant development opportunities.

Lender Appetite

Strong appetite across sectors. Quality schemes attract competitive terms.

Property Types We Finance

OfficeBuild-to-RentIndustrialRetailStudent AccommodationMixed-Use

Our team has extensive experience in North East property finance markets.

Latest Commercial Property News in Newcastle upon Tyne

Commercial property news for Newcastle upon Tyne will appear here once available. Check back soon for the latest market updates.

Calculate Your Newcastle upon Tyne Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.