North Shields, Tyne and Wear

Commercial Mortgages & Property Finance in North Shields

North Shields is a North Tyneside town at the mouth of the River Tyne with a characterful Fish Quay that has undergone creative regeneration. The restored Low Lights heritage building, restaurants along the quayside, and views across to South Shields create an increasingly attractive commercial and residential environment. The town benefits from Metro connectivity to Newcastle.

North Shields Town CentreFish QuayTynemouthPercy MainChirton
£85
Avg Price/sq ft
7.2%
Average Yield
+14.5%
5yr Price Growth
+11%
5yr Rental Growth

North Shields Local Market Intelligence

Historic fish quay. Ferry terminal. Tynemouth beach tourism.

— CMB Market Analysis

Key Industries

  • Fishing & Seafood
  • Marine Services
  • Retail
  • Creative Industries
  • Healthcare

Transport Links

  • Tyne and Wear Metro to Newcastle (20 mins)
  • A19 Tyne Tunnel to A1/South Tyneside
  • A1058 Coast Road to Newcastle
  • Royal Quays retail and ferry terminal

Regeneration

North Shields Fish Quay creative regeneration; town centre masterplan; Royal Quays investment; Low Lights heritage; Liddell Street area; North Shields ferry terminal; Riverside development

Commercial Mortgages in North Shields

Whether you're acquiring office space, retail units, or industrial property in North Shields, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Tyne and Wear, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the North Shields commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in North Shields

When speed matters for your North Shields property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Tyne and Wear, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in North Shields

For developers building in North Shields, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Tyne and Wear. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Tyne and Wear

Why North Shields for Commercial Property Investment

Lender Appetite

Good appetite with Fish Quay success.

Latest Commercial Property News in North Shields

Commercial property news for North Shields will appear here once available. Check back soon for the latest market updates.

Calculate Your North Shields Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.