South Shields, Tyne and Wear

Commercial Mortgages & Property Finance in South Shields

South Shields is a coastal town at the mouth of the Tyne, renowned for its vast sandy beaches, the Roman fort at Arbeia, and as the birthplace of Catherine Cookson. The town has a lively seaside economy and the Ocean Road area has one of the highest concentrations of South Asian restaurants outside major cities, earning it a national culinary reputation.

South Shields Town CentreOcean BeachCleadonHartonWestoe
£75
Avg Price/sq ft
7.5%
Average Yield
+14%
5yr Price Growth
+11%
5yr Rental Growth

South Shields Local Market Intelligence

Seaside town with Metro connectivity. Port of Tyne offshore wind hub. Growing tourism sector.

— CMB Market Analysis

Key Industries

  • Tourism & Leisure
  • Retail
  • Food & Hospitality
  • Healthcare
  • Manufacturing

Transport Links

  • Tyne and Wear Metro to Newcastle (25 mins)
  • A19 to Sunderland/Tees Valley
  • A194(M) to A1(M)
  • Shields Ferry to North Shields

Regeneration

South Shields 365 masterplan; seafront regeneration and new transport interchange; The Word (National Centre for the Written Word); Ocean Road cultural quarter; Arbeia Roman Fort investment; Riverside area

Commercial Mortgages in South Shields

Whether you're acquiring office space, retail units, or industrial property in South Shields, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Tyne and Wear, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the South Shields commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in South Shields

When speed matters for your South Shields property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Tyne and Wear, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in South Shields

For developers building in South Shields, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Tyne and Wear. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Tyne and Wear

Why South Shields for Commercial Property Investment

Lender Appetite

Selective appetite for established uses.

Latest Commercial Property News in South Shields

Commercial property news for South Shields will appear here once available. Check back soon for the latest market updates.

Calculate Your South Shields Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.