Wallasey, Merseyside

Commercial Mortgages & Property Finance in Wallasey

Wallasey is a Wirral coastal town encompassing the vibrant New Brighton seafront with its Marine Point development and the renowned Floral Pavilion theatre. The town stretches from the Mersey estuary to the Irish Sea, with Liverpool's skyline forming a dramatic backdrop. Good Merseyrail connectivity and the Kingsway Tunnel link to Liverpool support a diverse residential and commercial economy.

Wallasey Town CentreNew BrightonLiscardSeacombeMoreton
£120
Avg Price/sq ft
6.5%
Average Yield
+15%
5yr Price Growth
+11.5%
5yr Rental Growth

Wallasey Local Market Intelligence

New Brighton regeneration success. Strong Liverpool commuter links. Coastal living.

— CMB Market Analysis

Key Industries

  • Tourism & Leisure (New Brighton)
  • Retail
  • Healthcare
  • Professional Services
  • Maritime Heritage

Transport Links

  • Merseyrail to Liverpool (20 mins) via Kingsway Tunnel
  • M53 Junction 1 (adjacent)
  • A554 to Birkenhead/M53
  • New Brighton promenade and seafront

Regeneration

New Brighton Marine Point development; Floral Pavilion and Kings Parade; Liscard town centre regeneration; Harrison Park housing; Seacombe ferry terminal improvements; Tower Grounds enhancement

Commercial Mortgages in Wallasey

Whether you're acquiring office space, retail units, or industrial property in Wallasey, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Merseyside, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Wallasey commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Wallasey

When speed matters for your Wallasey property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Merseyside, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Wallasey

For developers building in Wallasey, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Merseyside. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Merseyside

Why Wallasey for Commercial Property Investment

Lender Appetite

Good appetite for regeneration.

Latest Commercial Property News in Wallasey

Commercial property news for Wallasey will appear here once available. Check back soon for the latest market updates.

Calculate Your Wallasey Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.