Ilford, Greater London

Commercial Mortgages & Property Finance in Ilford

Ilford is East London's thriving commercial centre, transformed by the Elizabeth Line connection. The town offers strong retail performance driven by diverse demographics and significant development opportunities for property finance clients.

Ilford Town CentreGants HillBarkingsideSeven KingsGoodmayes
£310
Avg Price/sq ft
6.2%
Average Yield
+28.5%
5yr Price Growth
+18.2%
5yr Rental Growth

Ilford Local Market Intelligence

Elizabeth Line has transformed accessibility and values. Asian retail corridor thriving with strong footfall.

— CMB Market Analysis

Key Industries

  • Retail
  • Professional Services
  • Healthcare
  • Food & Hospitality
  • Logistics

Transport Links

  • Elizabeth Line
  • Central line
  • A12 corridor

Regeneration

Ilford town centre transformation with residential towers and public realm improvements

Commercial Mortgages in Ilford

Whether you're acquiring office space, retail units, or industrial property in Ilford, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Greater London, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Ilford commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Ilford

When speed matters for your Ilford property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Greater London, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Ilford

For developers building in Ilford, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Greater London. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Greater London

Why Ilford for Commercial Property Investment

Lender Appetite

Strong appetite with Elizabeth Line premium recognised. Mixed-use development particularly favoured.

Latest Commercial Property News in Ilford

Commercial property news for Ilford will appear here once available. Check back soon for the latest market updates.

Calculate Your Ilford Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.