Rochdale, Greater Manchester

Commercial Mortgages & Property Finance in Rochdale

Rochdale is a Greater Manchester town with strong industrial heritage and significant regeneration momentum. The town offers property finance opportunities with competitive values and improving infrastructure.

Rochdale Town CentreHeywoodMiddletonLittleboroughMilnrow
£120
Avg Price/sq ft
8.5%
Average Yield
+24.2%
5yr Price Growth
+16.5%
5yr Rental Growth

Rochdale Local Market Intelligence

Riverside development has boosted town centre. Strong logistics demand along M62 corridor. Values offer significant yield premium.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Logistics
  • Healthcare
  • Retail
  • Engineering

Transport Links

  • Metrolink tram
  • M62 motorway
  • Rail to Manchester Victoria

Regeneration

Rochdale Riverside retail and leisure; town hall restoration; Kingsway Business Park

Commercial Mortgages in Rochdale

Whether you're acquiring office space, retail units, or industrial property in Rochdale, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Greater Manchester, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Rochdale commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Rochdale

When speed matters for your Rochdale property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Greater Manchester, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Rochdale

For developers building in Rochdale, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Greater Manchester. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Greater Manchester

Why Rochdale for Commercial Property Investment

Lender Appetite

Growing appetite with regeneration progress. Industrial and logistics favoured; residential development supported.

Latest Commercial Property News in Rochdale

Commercial property news for Rochdale will appear here once available. Check back soon for the latest market updates.

Calculate Your Rochdale Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.