Wigan, Greater Manchester

Commercial Mortgages in Wigan

Wigan provides competitive commercial property values with strong logistics and distribution sectors. The town's strategic location between Manchester and Liverpool drives investment demand.

Wigan Town CentreLeighAshton-in-MakerfieldHindleyStandish
£78
Avg Price/sq ft
8.5%
Average Yield
+15.2%
5yr Price Growth
+10.5%
5yr Rental Growth

Wigan Commercial Property Market

Strategic M6/M58 location driving logistics demand. Industrial land values rising. Retail challenging but Leigh showing resilience.

— CMB Market Analysis

Key Industries

  • Logistics
  • Manufacturing
  • Retail
  • Healthcare
  • Food Processing

Transport Links

  • West Coast Main Line
  • M6 & M58 access
  • Bus network

Lender Outlook

Good appetite for logistics and industrial. Town centre retail cautious. Development finance available for experienced operators.

Regeneration

Wigan Pier Quarter; town centre masterplan; Leigh town centre improvements

Property Finance Services in Wigan

We offer a complete range of property finance solutions for investors and developers in Wigan and across Greater Manchester.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Wigan

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Wigan

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Wigan

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Wigan

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Wigan

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Wigan

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Wigan

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Wigan

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Wigan

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Wigan

Why Choose CMB for Property Finance in Wigan?

Local Market Knowledge

We understand the Wigan property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Greater Manchester

We provide property finance solutions throughout Greater Manchester.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Wigan Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.