Oldham, Greater Manchester

Commercial Mortgages in Oldham

Oldham combines industrial heritage with modern commercial opportunities. The town offers competitive property values and growing demand for retail and industrial space.

Oldham Town CentreChaddertonRoytonShawFailsworth
£72
Avg Price/sq ft
8.8%
Average Yield
+14.2%
5yr Price Growth
+9.5%
5yr Rental Growth

Oldham Commercial Property Market

Metrolink has improved connectivity but town centre still challenging. Industrial performing well. Eastern Gateway development creating opportunities.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Textiles
  • Engineering
  • Healthcare
  • Retail

Transport Links

  • Metrolink to Manchester
  • M60 & M62 access
  • Rail to Victoria

Lender Outlook

Cautious on retail; good appetite for industrial with strong tenants. Residential-led schemes preferred.

Regeneration

Creating a Better Place programme; Spindles Town Square redevelopment

Property Finance Services in Oldham

We offer a complete range of property finance solutions for investors and developers in Oldham and across Greater Manchester.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Oldham

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Oldham

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Oldham

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Oldham

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Oldham

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Oldham

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Oldham

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Oldham

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Oldham

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Oldham

Why Choose CMB for Property Finance in Oldham?

Local Market Knowledge

We understand the Oldham property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Greater Manchester

We provide property finance solutions throughout Greater Manchester.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Oldham Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.