Oldham, Greater Manchester

Property Finance in Oldham

Oldham is a major Greater Manchester town with ongoing regeneration and competitive property values. The town offers property finance opportunities for investors seeking higher yields with growth potential.

Oldham Town CentreChaddertonRoytonShawUppermill
£125
Avg Price/sq ft
8.2%
Average Yield
+22.5%
5yr Price Growth
+15.8%
5yr Rental Growth

Why Choose CMB for Property Finance in Oldham?

Led by ex-bankers and corporate financiers with direct relationships across the UK's leading lenders

Ex-Bankers & Financiers

Deep expertise from top-tier financial institutions with Greater Manchester market knowledge

Board-Level Access

Direct relationships with lender decision-makers for faster approvals

£1BN+ Track Record

Proven success in complex property finance across Greater Manchester

£1BN+
Funding Raised
250+
Successful Deals
48hrs
Decision Time
7 Days
Avg Turnaround

Oldham Commercial Property Market

Values significantly below Manchester city centre offering yield premium. Metrolink connection improving accessibility.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Healthcare
  • Logistics
  • Textiles

Transport Links

  • Metrolink tram
  • M60 and M62 motorways
  • Rail connections via Manchester Victoria

Lender Outlook

Selective appetite - quality industrial and residential development supported. Caution on secondary retail.

Regeneration

Oldham town centre regeneration; Saddleworth visitor economy; industrial estate modernisation

Property Finance Services in Oldham

We offer a complete range of property finance solutions for investors and developers in Oldham and across Greater Manchester.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Oldham

Commercial Bridging Loan

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging Loan in Oldham

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Oldham

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Oldham

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Oldham

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Oldham

Bridging Loan

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Loan in Oldham

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Oldham

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Oldham

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Oldham

How to Get Property Finance in Oldham

Our streamlined process gets you from initial enquiry to funds in your account as quickly as possible

1

Initial Consultation

Speak with our team to discuss your project and finance requirements

2

Application & Documents

We handle the paperwork and submit to our panel of lenders

3

Decision in 48hrs

Receive terms from multiple lenders, typically within 48 hours

4

Funds Released

Complete legal process and receive funds, often within 7-14 days

Calculate Your Oldham Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.