Edinburgh, Scotland

Commercial Mortgages in Edinburgh

Edinburgh is Scotland's capital with exceptional commercial property market. Strong financial, tourism, and festival sectors drive premium values.

Edinburgh City CentreNew TownOld TownLeithEdinburgh Park
£345
Avg Price/sq ft
5.2%
Average Yield
+24.5%
5yr Price Growth
+16.5%
5yr Rental Growth

Edinburgh Commercial Property Market

UK's second strongest financial centre. St James Quarter transforming city centre retail. Festival economy unique globally. BioQuarter life sciences hub expanding.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Tourism
  • Technology
  • Life Sciences
  • Education

Transport Links

  • Edinburgh Airport
  • Waverley/Haymarket stations
  • Edinburgh Gateway
  • Tram network

Lender Outlook

Excellent appetite from all lender types. Recognised as premium UK location.

Regeneration

St James Quarter, Western Harbour, Fountainbridge, BioQuarter

Property Finance Services in Edinburgh

We offer a complete range of property finance solutions for investors and developers in Edinburgh and across Scotland.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Edinburgh

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Edinburgh

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Edinburgh

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Edinburgh

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Edinburgh

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Edinburgh

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Edinburgh

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Edinburgh

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Edinburgh

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Edinburgh

Why Choose CMB for Property Finance in Edinburgh?

Local Market Knowledge

We understand the Edinburgh property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Scotland

We provide property finance solutions throughout Scotland.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Edinburgh Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.