Airdrie, Scotland

Commercial Mortgages & Property Finance in Airdrie

Airdrie is a North Lanarkshire town on the main Glasgow-Edinburgh rail corridor, historically a centre for weaving, coal mining, and ironmaking. The town has diversified into a commuter and services economy with affordable housing driving population growth. The new Airdrie-Bathgate rail link has significantly improved connectivity to both Edinburgh and Glasgow.

Airdrie Town CentreCoatbridgeChapelhallPlainsCaldercruix
£80
Avg Price/sq ft
7%
Average Yield
+11.5%
5yr Price Growth
+9%
5yr Rental Growth

Airdrie Local Market Intelligence

Strong rail links to Glasgow and Edinburgh. Manufacturing heritage. Affordable property values.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Healthcare
  • Construction
  • Professional Services

Transport Links

  • ScotRail to Glasgow (25 mins)/Edinburgh via Bathgate (45 mins)
  • M8 Junction 6 (2 miles)
  • A73 to Cumbernauld/Carlisle
  • A89 to Bathgate

Regeneration

Airdrie town centre regeneration; Airdrie-Bathgate rail link benefits; former industrial site conversions; Chapelhall housing growth; Monklands Hospital investment; Rawyards Park

Commercial Mortgages in Airdrie

Whether you're acquiring office space, retail units, or industrial property in Airdrie, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Airdrie commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Airdrie

When speed matters for your Airdrie property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Airdrie

For developers building in Airdrie, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Scotland

Why Airdrie for Commercial Property Investment

Lender Appetite

Standard appetite for established uses.

Latest Commercial Property News in Airdrie

Commercial property news for Airdrie will appear here once available. Check back soon for the latest market updates.

Calculate Your Airdrie Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.