Motherwell, Scotland

Commercial Mortgages & Property Finance in Motherwell

Motherwell is a North Lanarkshire town that was once the centre of Scotland's steel industry, home to the Ravenscraig steelworks which was the largest hot strip mill in western Europe. Since the steelworks closed in 1992, the town has diversified and the Ravenscraig masterplan is delivering one of Scotland's largest regeneration projects with thousands of new homes and commercial space.

Motherwell Town CentreRavenscraigWishawBellshillNew Stevenston
£65
Avg Price/sq ft
7.5%
Average Yield
+11.5%
5yr Price Growth
+9%
5yr Rental Growth

Motherwell Local Market Intelligence

Steel heritage with massive Ravenscraig regeneration opportunity. Strategic rail links.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Healthcare (University Hospital Wishaw nearby)
  • Construction
  • Professional Services

Transport Links

  • ScotRail to Glasgow (25 mins)/Edinburgh
  • M74 Junction 6 (5 miles)
  • A723 to Hamilton
  • A721 to Wishaw/Kilmarnock

Regeneration

Ravenscraig masterplan (major regeneration, 3,500+ homes); Motherwell town centre regeneration; Civic Centre investment; North Motherwell community growth; Strathclyde Country Park; Airbles Road area

Commercial Mortgages in Motherwell

Whether you're acquiring office space, retail units, or industrial property in Motherwell, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Motherwell commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Motherwell

When speed matters for your Motherwell property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Motherwell

For developers building in Motherwell, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Scotland

Why Motherwell for Commercial Property Investment

Lender Appetite

Appetite growing with Ravenscraig progress.

Latest Commercial Property News in Motherwell

Commercial property news for Motherwell will appear here once available. Check back soon for the latest market updates.

Calculate Your Motherwell Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.