Paisley, Scotland

Commercial Mortgages & Property Finance in Paisley

Paisley is one of Scotland's largest towns, famous worldwide for the Paisley pattern and with a remarkable architectural heritage including the 12th-century Paisley Abbey. The town has been shortlisted for UK City of Culture and is undergoing significant cultural regeneration. Its position adjacent to Glasgow Airport and on the Glasgow commuter rail network creates strong commercial potential.

Paisley Town CentrePaisley AbbeyFerguslie ParkGallowhillRenfrew Road
£70
Avg Price/sq ft
7.2%
Average Yield
+12.5%
5yr Price Growth
+9.8%
5yr Rental Growth

Paisley Local Market Intelligence

Textile heritage with strong Glasgow Airport proximity. Town centre regeneration ongoing. University of West Scotland presence.

— CMB Market Analysis

Key Industries

  • Retail
  • Manufacturing
  • Healthcare (Royal Alexandra Hospital)
  • Creative Industries
  • Aviation (Glasgow Airport)

Transport Links

  • ScotRail to Glasgow Central (10 mins)
  • M8 Junction 27/28 (adjacent)
  • Glasgow Airport (adjacent)
  • Paisley Canal line to Glasgow

Regeneration

Paisley town centre regeneration; Paisley Museum transformation (£42m); town hall restoration; cultural quarter; High Street improvement; Paisley Grammar School site; Ferguslie Park renewal

Commercial Mortgages in Paisley

Whether you're acquiring office space, retail units, or industrial property in Paisley, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Paisley commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Paisley

When speed matters for your Paisley property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Paisley

For developers building in Paisley, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Scotland

Why Paisley for Commercial Property Investment

Lender Appetite

Selective appetite. Regeneration momentum noted.

Latest Commercial Property News in Paisley

Commercial property news for Paisley will appear here once available. Check back soon for the latest market updates.

Calculate Your Paisley Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.