Inverness, Scotland

Property Finance in Inverness

Inverness is the capital of the Highlands with strong tourism and growing commercial sector. The city offers property finance opportunities.

City CentreInverness CampusRaigmoreCulduthelBalloch
£195
Avg Price/sq ft
6.5%
Average Yield
+16.8%
5yr Price Growth
+11.5%
5yr Rental Growth

Why Choose CMB for Property Finance in Inverness?

Led by ex-bankers and corporate financiers with direct relationships across the UK's leading lenders

Ex-Bankers & Financiers

Deep expertise from top-tier financial institutions with Scotland market knowledge

Board-Level Access

Direct relationships with lender decision-makers for faster approvals

£1BN+ Track Record

Proven success in complex property finance across Scotland

£1BN+
Funding Raised
250+
Successful Deals
48hrs
Decision Time
7 Days
Avg Turnaround

Inverness Commercial Property Market

Gateway to Highlands drives tourism. University Highlands and Islands campus growing. Whisky and energy sectors strong.

— CMB Market Analysis

Key Industries

  • Tourism
  • Whisky
  • Healthcare
  • Technology
  • Renewable Energy

Transport Links

  • Inverness Station
  • Inverness Airport
  • A9 corridor

Lender Outlook

Good appetite for hospitality and commercial. Development supported.

Regeneration

West Link; Inverness Campus; city centre enhancement

Property Finance Services in Inverness

We offer a complete range of property finance solutions for investors and developers in Inverness and across Scotland.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Inverness

Commercial Bridging Loan

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging Loan in Inverness

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Inverness

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Inverness

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Inverness

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Inverness

Bridging Loan

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Loan in Inverness

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Inverness

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Inverness

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Inverness

How to Get Property Finance in Inverness

Our streamlined process gets you from initial enquiry to funds in your account as quickly as possible

1

Initial Consultation

Speak with our team to discuss your project and finance requirements

2

Application & Documents

We handle the paperwork and submit to our panel of lenders

3

Decision in 48hrs

Receive terms from multiple lenders, typically within 48 hours

4

Funds Released

Complete legal process and receive funds, often within 7-14 days

Calculate Your Inverness Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.