Bellshill, Scotland

Commercial Mortgages & Property Finance in Bellshill

Bellshill is a North Lanarkshire town positioned at the intersection of the M8 and M74 motorways, giving it arguably the best strategic road access in the Scottish Central Belt. This has made the surrounding area one of Scotland's major logistics and distribution hubs, with Eurocentral and several major retail parks. The town centre itself is undergoing regeneration.

Bellshill Town CentreTannochsideViewparkOrbistonHattonrigg
£65
Avg Price/sq ft
7.5%
Average Yield
+11.5%
5yr Price Growth
+9%
5yr Rental Growth

Bellshill Local Market Intelligence

Strategic M8/M74 location. Strong logistics sector. Affordable housing.

— CMB Market Analysis

Key Industries

  • Logistics & Distribution (Eurocentral)
  • Retail
  • Manufacturing
  • Healthcare
  • Construction

Transport Links

  • ScotRail to Glasgow (20 mins)/Edinburgh via Shotts
  • M8 Junction 5 (adjacent)
  • M74 Junction 5 (adjacent)
  • A725 to East Kilbride

Regeneration

Bellshill town centre regeneration; Eurocentral logistics park expansion; former Orbiston site; Sir Matt Busby Sports Centre; Main Street improvements; Strathclyde Business Park

Commercial Mortgages in Bellshill

Whether you're acquiring office space, retail units, or industrial property in Bellshill, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Bellshill commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Bellshill

When speed matters for your Bellshill property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Bellshill

For developers building in Bellshill, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Scotland

Why Bellshill for Commercial Property Investment

Lender Appetite

Good appetite for industrial and logistics.

Latest Commercial Property News in Bellshill

Commercial property news for Bellshill will appear here once available. Check back soon for the latest market updates.

Calculate Your Bellshill Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.