East Kilbride, Scotland

Commercial Mortgages & Property Finance in East Kilbride

East Kilbride is Scotland's largest new town, built from 1947 as Glasgow's first overspill community. The town has grown into a significant commercial centre with a large town centre, the East Kilbride Shopping Centre being one of Scotland's largest, and substantial employment at the Technology Park. Rolls-Royce and other engineering firms maintain major operations.

East Kilbride Town CentreHairmyresMurrayWestwoodCalderwood
£85
Avg Price/sq ft
6.5%
Average Yield
+11.5%
5yr Price Growth
+9%
5yr Rental Growth

East Kilbride Local Market Intelligence

Scotland's largest new town. Strong employment base. Technology and manufacturing sectors.

— CMB Market Analysis

Key Industries

  • Engineering (Rolls-Royce)
  • Technology
  • Retail
  • Healthcare
  • Financial Services

Transport Links

  • ScotRail to Glasgow Central (30 mins)
  • A725 to M74/Hamilton
  • A726 to M77/Glasgow
  • A749 to Strathaven

Regeneration

East Kilbride town centre redevelopment; Technology Park expansion; Civic Centre area; Hairmyres Hospital investment; Jackton housing growth; Langlands housing; new community campus

Commercial Mortgages in East Kilbride

Whether you're acquiring office space, retail units, or industrial property in East Kilbride, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the East Kilbride commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in East Kilbride

When speed matters for your East Kilbride property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in East Kilbride

For developers building in East Kilbride, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Scotland

Why East Kilbride for Commercial Property Investment

Lender Appetite

Selective appetite for established uses.

Latest Commercial Property News in East Kilbride

Commercial property news for East Kilbride will appear here once available. Check back soon for the latest market updates.

Calculate Your East Kilbride Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.