Glasgow, Scotland

Commercial Mortgages & Property Finance in Glasgow

Glasgow is Scotland's largest city with a diverse economy, major universities, and significant regeneration. The city offers excellent property finance opportunities with strong yields compared to Edinburgh.

City CentreWest EndMerchant CityFinniestonPacific QuayBroomielaw
£225
Avg Price/sq ft
6.5%
Average Yield
+24.8%
5yr Price Growth
+17.5%
5yr Rental Growth

Glasgow Local Market Intelligence

Scotland's largest city with strong yield premium over Edinburgh. Tech sector growing rapidly. Four major universities drive student demand.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Technology
  • Higher Education
  • Healthcare
  • Creative Industries
  • Engineering

Transport Links

  • Glasgow Central mainline
  • Glasgow Airport
  • Subway
  • M8 motorway

Regeneration

Buchanan Galleries redevelopment; Sighthill; Clyde waterfront; Innovation Districts

Commercial Mortgages in Glasgow

Whether you're acquiring office space, retail units, or industrial property in Glasgow, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Glasgow commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Glasgow

When speed matters for your Glasgow property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Glasgow

For developers building in Glasgow, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Scotland

Why Glasgow for Commercial Property Investment

Investment Highlights

  • Scotland's largest city
  • Strong tech sector
  • Major regeneration
  • Yield premium over Edinburgh

Development Opportunities

Buchanan Galleries, waterfront, and Innovation Districts offer significant opportunities.

Lender Appetite

Strong appetite across sectors. Quality schemes attract competitive terms.

Property Types We Finance

Grade A OfficeBuild-to-RentIndustrialRetailStudent AccommodationMixed-Use

Latest Commercial Property News in Glasgow

Commercial property news for Glasgow will appear here once available. Check back soon for the latest market updates.

Calculate Your Glasgow Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.