Alloa, Scotland

Commercial Mortgages & Property Finance in Alloa

Alloa is the county town of Clackmannanshire, Scotland's smallest county, situated at the head of the Forth estuary. The town has a brewing heritage (once home to multiple breweries) and is now benefiting from its position on the Stirling-Alloa-Kincardine rail line, which was reopened in 2008. Alloa Tower is one of the largest and best-preserved medieval tower houses in Scotland.

Alloa Town CentreSauchieTullibodyClackmannanDollar
£70
Avg Price/sq ft
7.2%
Average Yield
+10.5%
5yr Price Growth
+8.5%
5yr Rental Growth

Alloa Local Market Intelligence

Clackmannanshire county town. Brewing heritage. Rail link reopened to Stirling.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Brewing Heritage
  • Retail
  • Healthcare
  • Glass Making (O-I Glass)

Transport Links

  • ScotRail to Stirling (15 mins)/Glasgow
  • A907 to Stirling
  • Kincardine Bridge to Fife
  • Clackmannanshire Bridge (2008)

Regeneration

Alloa town centre regeneration; Greenfield development area; former brewery sites conversion; Bowhouse housing; Mar and Alloa Tower heritage; Clackmannanshire development framework

Commercial Mortgages in Alloa

Whether you're acquiring office space, retail units, or industrial property in Alloa, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Alloa commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Alloa

When speed matters for your Alloa property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Alloa

For developers building in Alloa, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Scotland

Why Alloa for Commercial Property Investment

Lender Appetite

Good appetite with rail connection.

Latest Commercial Property News in Alloa

Commercial property news for Alloa will appear here once available. Check back soon for the latest market updates.

Calculate Your Alloa Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.