Kirkwall is the capital of Orkney, a town of outstanding Norse heritage centred on the magnificent 12th-century St Magnus Cathedral, the most northerly cathedral in Britain. The town's Broad Street, Earl's Palace, and Bishop's Palace create one of Scotland's most characterful streetscapes. Orkney's booming renewable energy sector (wave and tidal) is adding a modern economic dimension.
“Orkney capital with St Magnus Cathedral. Strong cruise tourism. Growing renewable energy.”
— CMB Market Analysis
Kirkwall town centre conservation; harbour and pier improvements; Orkney Research Campus; EMEC (European Marine Energy Centre); Pickaquoy Centre; St Magnus heritage investment
Whether you're acquiring office space, retail units, or industrial property in Kirkwall, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.
Our ex-banker team understands the Kirkwall commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.
When speed matters for your Kirkwall property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.
With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.
For developers building in Kirkwall, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.
From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.
Good appetite for island properties.
Commercial property news for Kirkwall will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.