Grangemouth, Scotland

Commercial Mortgages & Property Finance in Grangemouth

Grangemouth is Scotland's principal petrochemical and energy hub, home to the Grangemouth refinery (Scotland's only crude oil refinery) and the UK's largest industrial port by tonnage. The town's economy is dominated by the chemical industry, and the port handles significant container traffic. The energy transition presents both challenges and opportunities for this critical industrial town.

Grangemouth Town CentreIneos RefineryBo'nessSkinflatsKerse
£65
Avg Price/sq ft
7.5%
Average Yield
+10%
5yr Price Growth
+8%
5yr Rental Growth

Grangemouth Local Market Intelligence

Scotland's major petrochemical hub. INEOS refinery. Strategic Forth location.

— CMB Market Analysis

Key Industries

  • Petrochemicals (INEOS)
  • Port & Shipping
  • Chemical Manufacturing
  • Logistics
  • Energy

Transport Links

  • M9 Junction 5/6 (adjacent)
  • Grangemouth Port (Scotland's largest)
  • Forth and Clyde Canal
  • A905 to Falkirk/Stirling

Regeneration

Grangemouth Investment Zone; INEOS energy transition investment; port expansion and modernisation; Grangemouth Flood Protection Scheme; town centre improvement; Zetland Park

Commercial Mortgages in Grangemouth

Whether you're acquiring office space, retail units, or industrial property in Grangemouth, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Grangemouth commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Grangemouth

When speed matters for your Grangemouth property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Grangemouth

For developers building in Grangemouth, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Scotland

Why Grangemouth for Commercial Property Investment

Lender Appetite

Good appetite. Industrial covenants valued.

Latest Commercial Property News in Grangemouth

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Calculate Your Grangemouth Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.