Ayr is South Ayrshire's principal town and one of Scotland's main seaside resorts, with a long sandy beach, a prestigious racecourse, and deep connections to Robert Burns, who was baptised at the Auld Kirk. The town serves as the commercial capital of Ayrshire with a strong retail centre and professional services economy, and Prestwick Airport nearby adds aviation connectivity.
“Ayrshire's principal town. Strong tourism with beaches and Burns Country. Prestwick Airport potential.”
— CMB Market Analysis
Ayr town centre regeneration; riverside and harbour area; Low Green and seafront improvement; Ayr Academy campus; Heathfield retail park; Burns Heritage Park; Prestwick Airport economic zone
Whether you're acquiring office space, retail units, or industrial property in Ayr, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.
Our ex-banker team understands the Ayr commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.
When speed matters for your Ayr property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.
With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.
For developers building in Ayr, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.
From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.
Selective appetite for quality properties.
Commercial property news for Ayr will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.