Bearsden, Scotland

Commercial Mortgages & Property Finance in Bearsden

Bearsden is one of Scotland's most affluent suburbs, a leafy residential town north-west of Glasgow with a Roman bathhouse heritage (Antonine Wall World Heritage Site). The town has an upmarket village centre with boutique shops and restaurants, and its proximity to Glasgow via the Milngavie rail line and the start of the West Highland Way makes it a premium residential location.

Bearsden Town CentreMilngavieWestertonHillfootNew Kilpatrick
£195
Avg Price/sq ft
4.8%
Average Yield
+11%
5yr Price Growth
+8%
5yr Rental Growth

Bearsden Local Market Intelligence

Affluent Glasgow suburb. Strong independent retail. Premium residential area.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Retail
  • Healthcare
  • Education
  • Hospitality

Transport Links

  • ScotRail to Glasgow Queen Street (20 mins)
  • A81 to Glasgow/Milngavie
  • A809 to Drymen/Loch Lomond
  • West Highland Way start nearby

Regeneration

Very limited due to conservation and Green Belt; Bearsden town centre improvements; Roman bathhouse heritage investment; community facilities; Kessington and Westerton area enhancement

Commercial Mortgages in Bearsden

Whether you're acquiring office space, retail units, or industrial property in Bearsden, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Scotland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Bearsden commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Bearsden

When speed matters for your Bearsden property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Scotland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Bearsden

For developers building in Bearsden, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Scotland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Scotland

Why Bearsden for Commercial Property Investment

Lender Appetite

Strong appetite for quality properties.

Latest Commercial Property News in Bearsden

Commercial property news for Bearsden will appear here once available. Check back soon for the latest market updates.

Calculate Your Bearsden Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.