Rebridging an existing bridging facility is sometimes complex, CMB have significant experience of rebridging existing facilities.

CMB work with a number of lenders who provide re-bridging existing bridging loan facilities for investors and developers.

There may be a number of scenarios where a refinance of a bridging loan may be required. Some example scenarios include: Planning permission may have been delayed, a sale may have fallen through, or alternatively a little more time may be required for other reasons.

Re-bridging an existing bridging loan facility is not acceptable for all lenders, therefore get in touch with our team today and we can advise of options based upon the type of property involved, the value and a number of other factors.

Our advisers are ex-bankers and property investors.
Finance crafted to match your needs perfectly.
Discuss your idea for a project with us and we’ll tell you how to fund it.
  • Fast indicative terms.
  • Prompt decisions from lenders.
  • Competitive rates of finance.
  • Award winning lenders on our panel.
  • Highly experienced team.
  • We put the right deal to the right lender.

Free consultation!

+44(0)8433 308581

Frequently asked questions

Got a question? We have the answer.

What are the benefits of re-bridging an existing bridging loan?

Bridging loans can have high default fees, therefore in certain circumstances it may be beneficial for a borrower to switch lenders if the term of a bridging loan has come to its end, although there may be other costs involved in switching the lender.

There are a limited number of lenders that will accept a re-bridge, and those lenders that will accept a refinance of a bridging loan will require a detailed description of why the borrower will be able to exit following the refinancing of the bridging loan.

How much can I borrow with a re-bridge facility?

Refinancing a bridging loan will depend on the funders that are available. Therefore it is recommend that you speak with a specialist broker to discuss the specifics of the circumstances, then potential funding options will be identified.


Bridge to let loans are typically available from £50k+. Above the £2m exit valuation, we would consider traditional development finance for the development facility, as the terms may be favourable.

Please get in touch with our team to discuss your bridge to let funding requirements.

How long will it take to obtain funds for my rebridge?

Refinancing of existing bridging loans can normally be secured from around 10 working days up to 6 weeks, depending on the lender and the complexity of the properties involved, and most importantly how quickly the lawyers move.

How long can I have a rebridge facility for?

The term for the refinance of a bridging loan will be dictated by the lenders which are available for the facility, terms typically start from a minimum of 3 months – most lenders will charge a minimum of 3 months interest regardless of how long you take the money for, up to 18-24 months max.

The term facility which sits alongside the bridging loan for a bridge to let facility will be negotiated with the lender, however, terms will range from 10-25 years with various options available for fixed rates, most lenders offer either a 2 or 5 year fixed option, after which time the loan will then default on to the lenders standard variable rate (SVR).

What rates can I expect to pay for bridge to let finance?

Bridge to let facilities are increasingly competitive with rates starting at around 0.4% per month, plus acceptance fees, plus solicitors fees, plus valuation fees.

The term element of the facility will depend on interest rates at the time, please get in touch with our team to discuss your funding requirements and we can quickly assemble terms.

Are there any early repayment charges for bridge to let loans?

Most lenders will have a minimum term of 3 months or at least charge the equivalent amount of interest, shorter time-frames are also available.


Leverage potential through property.
  • Highly experienced bank trained team.
  • £1bn+ of assets funded to date.
  • Large panel of lenders.
  • Property experts.

+44(0)8433 308581