Kingswood, Bristol

Commercial Mortgages & Property Finance in Kingswood

Kingswood is an established commercial district on Bristol's eastern fringe with a high street that serves the wider South Gloucestershire population. The area offers more affordable commercial property than central Bristol while benefiting from good connectivity and a large residential catchment supporting retail and service businesses.

Kingswood Town CentreHanhamWarmleyLongwell GreenStaple Hill
£175
Avg Price/sq ft
6.4%
Average Yield
+14.5%
5yr Price Growth
+10.8%
5yr Rental Growth

Kingswood Local Market Intelligence

South Gloucestershire town with strong links to Bristol. Retail and service economy. Growing residential development.

— CMB Market Analysis

Key Industries

  • Retail
  • Healthcare
  • Manufacturing
  • Professional Services
  • Construction

Transport Links

  • A420 to Bristol city centre (3 miles)
  • M4 Junction 19 (5 miles)
  • Keynsham rail station (3 miles)
  • Multiple bus routes to Bristol

Regeneration

Kingswood High Street regeneration programme; Hanham Hall eco-village; East Bristol industrial estate improvements; Kings Chase Shopping Centre repurposing

Commercial Mortgages in Kingswood

Whether you're acquiring office space, retail units, or industrial property in Kingswood, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Bristol, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Kingswood commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Kingswood

When speed matters for your Kingswood property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Bristol, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Kingswood

For developers building in Kingswood, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Bristol. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Bristol

Why Kingswood for Commercial Property Investment

Lender Appetite

Standard Bristol fringe appetite.

Latest Commercial Property News in Kingswood

Commercial property news for Kingswood will appear here once available. Check back soon for the latest market updates.

Also Serving Across Bristol

We provide commercial mortgages, bridging finance, and development finance throughout Bristol.

Commercial Finance Across the UK

Calculate Your Kingswood Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.