Cambridge, Cambridgeshire

Commercial Mortgages in Cambridge

The world-renowned university city features a thriving tech cluster and biotech sector with high property values. Strong demand for commercial mortgages reflects the city's knowledge economy success.

Cambridge City CentreCambridge Science ParkStation AreaMill RoadCambridge Biomedical Campus
£425
Avg Price/sq ft
4.8%
Average Yield
+28.5%
5yr Price Growth
+19.2%
5yr Rental Growth

Cambridge Commercial Property Market

Global life sciences hub with constrained supply creating premium values. Science parks at capacity. Biomedical Campus world-leading. Office rents rival London.

— CMB Market Analysis

Key Industries

  • Life Sciences
  • Technology
  • Education
  • Professional Services
  • Pharmaceuticals

Transport Links

  • Cambridge station
  • M11 motorway
  • Guided busway
  • Stansted Airport access

Lender Outlook

Excellent appetite from all lender types. Life sciences and tech uses command premium.

Regeneration

CB1 station area, Cambridge Biomedical Campus expansion, North West Cambridge

Property Finance Services in Cambridge

We offer a complete range of property finance solutions for investors and developers in Cambridge and across Cambridgeshire.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Cambridge

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Cambridge

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Cambridge

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Cambridge

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Cambridge

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Cambridge

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Cambridge

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Cambridge

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Cambridge

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Cambridge

Why Choose CMB for Property Finance in Cambridge?

Local Market Knowledge

We understand the Cambridge property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Cambridgeshire

We provide property finance solutions throughout Cambridgeshire.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Cambridge Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.