Cambridge, Cambridgeshire

Commercial Mortgages & Property Finance in Cambridge

Cambridge is a world-renowned university city with a thriving tech and life sciences sector. The city offers premium property finance opportunities in one of the UK's most dynamic economies.

City CentreCambridge Science ParkMill RoadCherry HintonTrumpington
£425
Avg Price/sq ft
4.5%
Average Yield
+18.5%
5yr Price Growth
+12.8%
5yr Rental Growth

Cambridge Local Market Intelligence

World-class university and research cluster. Life sciences and tech driving exceptional demand. Constrained supply supports premium values.

— CMB Market Analysis

Key Industries

  • Life Sciences
  • Technology
  • Higher Education
  • Research
  • Professional Services

Transport Links

  • Cambridge Station mainline
  • Cambridge North
  • M11 motorway
  • Guided Busway

Regeneration

North East Cambridge; Cambridge Science Park expansion; station area

Commercial Mortgages in Cambridge

Whether you're acquiring office space, retail units, or industrial property in Cambridge, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cambridgeshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Cambridge commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Cambridge

When speed matters for your Cambridge property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cambridgeshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Cambridge

For developers building in Cambridge, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cambridgeshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cambridgeshire

Why Cambridge for Commercial Property Investment

Lender Appetite

Very strong appetite for all quality assets. Premium innovation location.

Our team has extensive experience in Cambridgeshire property finance markets.

Latest Commercial Property News in Cambridge

Commercial property news for Cambridge will appear here once available. Check back soon for the latest market updates.

Also Serving Across Cambridgeshire

We provide commercial mortgages, bridging finance, and development finance throughout Cambridgeshire.

Commercial Finance Across the UK

Calculate Your Cambridge Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.