Chester-le-Street, County Durham

Commercial Mortgages & Property Finance in Chester-le-Street

Chester-le-Street is a Durham market town best known as home to Durham County Cricket Club's Riverside ground, which hosts international test matches. Positioned between Durham and Newcastle on the A1(M), the town benefits from excellent road connectivity and a growing residential catchment that supports retail and service sector demand.

Chester-le-Street Town CentreEmirates RiversideWaldridgePeltonSacriston
£105
Avg Price/sq ft
6.8%
Average Yield
+10.2%
5yr Price Growth
+8%
5yr Rental Growth

Chester-le-Street Local Market Intelligence

Durham County Cricket ground. Strong residential area. Good transport links.

— CMB Market Analysis

Key Industries

  • Retail & Services
  • Sport & Leisure
  • Manufacturing
  • Healthcare
  • Logistics

Transport Links

  • Northern Trains to Newcastle (12 mins)/Durham (8 mins)
  • A1(M) Junction 63 (adjacent)
  • A167 to Durham/Newcastle
  • A693 to Consett

Regeneration

Riverside cricket ground expansion; town centre frontages programme; Burns Green housing; Drum Industrial Estate improvements; civic quarter enhancement

Commercial Mortgages in Chester-le-Street

Whether you're acquiring office space, retail units, or industrial property in Chester-le-Street, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across County Durham, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Chester-le-Street commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Chester-le-Street

When speed matters for your Chester-le-Street property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across County Durham, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Chester-le-Street

For developers building in Chester-le-Street, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across County Durham. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across County Durham

Why Chester-le-Street for Commercial Property Investment

Lender Appetite

Good appetite for residential.

Latest Commercial Property News in Chester-le-Street

Commercial property news for Chester-le-Street will appear here once available. Check back soon for the latest market updates.

Calculate Your Chester-le-Street Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.