Hull, East Riding of Yorkshire

Commercial Mortgages & Property Finance in Hull

Hull is a major Yorkshire port city, UK City of Culture 2017, with strong maritime heritage. The city offers property finance opportunities with yield premium.

City CentreMarinaFruit MarketAnlabyHessle
£135
Avg Price/sq ft
8.5%
Average Yield
+28.5%
5yr Price Growth
+19.5%
5yr Rental Growth

Hull Local Market Intelligence

City of Culture legacy driving investment. Renewable energy sector growing. Fruit Market creative quarter established.

— CMB Market Analysis

Key Industries

  • Maritime
  • Renewable Energy
  • Healthcare
  • Higher Education
  • Digital

Transport Links

  • Hull Paragon mainline
  • Hull Ferry Terminal
  • M62 motorway

Regeneration

Fruit Market; Albion Square; marina expansion

Commercial Mortgages in Hull

Whether you're acquiring office space, retail units, or industrial property in Hull, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across East Riding of Yorkshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Hull commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Hull

When speed matters for your Hull property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across East Riding of Yorkshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Hull

For developers building in Hull, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across East Riding of Yorkshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across East Riding of Yorkshire

Why Hull for Commercial Property Investment

Lender Appetite

Good appetite for quality development. Yield premium attractive.

Latest Commercial Property News in Hull

Commercial property news for Hull will appear here once available. Check back soon for the latest market updates.

Calculate Your Hull Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.