Sutton-in-Ashfield, Nottinghamshire

Commercial Mortgages & Property Finance in Sutton-in-Ashfield

Sutton-in-Ashfield is an Ashfield district town in west Nottinghamshire with a coal mining and textiles heritage now transitioning to a diversified economy. The town centre has been improved with the Idlewells Shopping Centre, and its position between Mansfield and Nottingham on the A38 corridor provides good connectivity for manufacturing and distribution businesses.

Sutton-in-Ashfield Town CentreHuthwaiteKirkby-in-AshfieldSkegbyStanton Hill
£95
Avg Price/sq ft
7%
Average Yield
+14.5%
5yr Price Growth
+11%
5yr Rental Growth

Sutton-in-Ashfield Local Market Intelligence

Former mining and textile town. Strong community identity. Affordable property values.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Logistics
  • Retail
  • Healthcare
  • Construction

Transport Links

  • A38 to Mansfield/Derby
  • M1 Junction 28 (5 miles)
  • A611 to Nottingham
  • Robin Hood Line rail at Kirkby/Sutton

Regeneration

Sutton town centre regeneration; Idlewells Centre improvement; Brierley Forest Park; Kings Mill Hospital investment; Castlewood Business Park; former colliery sites restoration

Commercial Mortgages in Sutton-in-Ashfield

Whether you're acquiring office space, retail units, or industrial property in Sutton-in-Ashfield, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Nottinghamshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Sutton-in-Ashfield commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Sutton-in-Ashfield

When speed matters for your Sutton-in-Ashfield property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Nottinghamshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Sutton-in-Ashfield

For developers building in Sutton-in-Ashfield, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Nottinghamshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Nottinghamshire

Why Sutton-in-Ashfield for Commercial Property Investment

Lender Appetite

Good appetite for residential and commercial.

Latest Commercial Property News in Sutton-in-Ashfield

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Calculate Your Sutton-in-Ashfield Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.