Oswestry, Shropshire

Commercial Mortgages & Property Finance in Oswestry

Oswestry is a border market town near the Welsh border with a remarkable Iron Age hillfort (Old Oswestry) and a strong cross-border retail catchment drawing shoppers from mid-Wales. The town has a vibrant indoor and outdoor market, the Wilfred Owen connection (the war poet was born here), and the Cambrian Heritage Railway adds heritage appeal.

Oswestry Town CentreCambrian Railway MuseumMordaWeston RhynGobowen
£135
Avg Price/sq ft
5.8%
Average Yield
+11.5%
5yr Price Growth
+8.5%
5yr Rental Growth

Oswestry Local Market Intelligence

Historic Welsh borders market town. Strong agricultural services. Cross-border catchment.

— CMB Market Analysis

Key Industries

  • Agriculture
  • Retail (cross-border catchment)
  • Manufacturing
  • Healthcare
  • Tourism

Transport Links

  • A5 trunk road to Shrewsbury/Llangollen
  • A483 to Wrexham/Chester
  • A495 to Welshpool
  • No main line rail (Cambrian Heritage Railway heritage only)

Regeneration

Oswestry town centre regeneration; Mile End employment area; Old Oswestry hillfort heritage interpretation; Cambrian Heritage Railway extension; Shelf Bank housing; A5 corridor improvements

Commercial Mortgages in Oswestry

Whether you're acquiring office space, retail units, or industrial property in Oswestry, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Shropshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Oswestry commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Oswestry

When speed matters for your Oswestry property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Shropshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Oswestry

For developers building in Oswestry, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Shropshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Shropshire

Why Oswestry for Commercial Property Investment

Lender Appetite

Good appetite for market town properties.

Latest Commercial Property News in Oswestry

Commercial property news for Oswestry will appear here once available. Check back soon for the latest market updates.

Calculate Your Oswestry Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.