Swansea, South Wales

Commercial Mortgages in Swansea

Swansea combines coastal location with strong university presence. Diverse commercial opportunities across retail and creative sectors.

Swansea City CentreSA1Maritime QuarterMorfaMumbles
£125
Avg Price/sq ft
7.2%
Average Yield
+14.5%
5yr Price Growth
+9.8%
5yr Rental Growth

Swansea Commercial Property Market

Copr Bay arena creating new leisure destination. SA1 waterfront maturing. University Bay Campus expanding tech sector. Coastal tourism supporting hospitality.

— CMB Market Analysis

Key Industries

  • Technology
  • Creative Industries
  • Education
  • Healthcare
  • Tourism

Transport Links

  • Swansea station
  • M4 motorway
  • Swansea Bay
  • City bus network

Lender Outlook

Good appetite for waterfront and arena-linked schemes.

Regeneration

Swansea Central, Kingsway, SA1 Waterfront, Copr Bay

Property Finance Services in Swansea

We offer a complete range of property finance solutions for investors and developers in Swansea and across South Wales.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Swansea

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Swansea

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Swansea

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Swansea

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Swansea

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Swansea

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Swansea

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Swansea

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Swansea

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Swansea

Why Choose CMB for Property Finance in Swansea?

Local Market Knowledge

We understand the Swansea property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across South Wales

We provide property finance solutions throughout South Wales.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Swansea Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.