Dunstable, Bedfordshire

Commercial Mortgages & Property Finance in Dunstable

Dunstable sits at the foot of the Chiltern Hills with a long-standing logistics and manufacturing base along the A5 corridor. The town is experiencing significant growth through the Houghton Regis North expansion, while its proximity to the M1 and Luton Airport makes it attractive for industrial and distribution property investment.

Dunstable Town CentreDownsHoughton RegisChalk HillBeecroft
£195
Avg Price/sq ft
6.9%
Average Yield
+8.9%
5yr Price Growth
+5.7%
5yr Rental Growth

Dunstable Local Market Intelligence

A5 corridor town with strong logistics demand. Chalk downland setting. Growing residential development at Houghton Regis.

— CMB Market Analysis

Key Industries

  • Logistics & Distribution
  • Manufacturing
  • Food Processing
  • Healthcare
  • Retail

Transport Links

  • M1 Junction 11 (2 miles)
  • A5 trunk road
  • Luton Airport Parkway rail (10 min drive)
  • Busway to Luton

Regeneration

Houghton Regis North urban extension delivering 7,000 homes and employment land; Dunstable town centre public realm improvements; Woodside Link road completed improving east-west connectivity

Commercial Mortgages in Dunstable

Whether you're acquiring office space, retail units, or industrial property in Dunstable, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Bedfordshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Dunstable commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Dunstable

When speed matters for your Dunstable property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Bedfordshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Dunstable

For developers building in Dunstable, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Bedfordshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Bedfordshire

Why Dunstable for Commercial Property Investment

Lender Appetite

Good appetite for logistics and industrial.

Latest Commercial Property News in Dunstable

Commercial property news for Dunstable will appear here once available. Check back soon for the latest market updates.

Also Serving Across Bedfordshire

We provide commercial mortgages, bridging finance, and development finance throughout Bedfordshire.

Commercial Finance Across the UK

Calculate Your Dunstable Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.